1170 Construction Loan Lenders with AI in Bayshore-Gardens, Florida 2026

The Lendersa® list features construction loan lenders in Bayshore-Gardens, FL, including regional banks, national lenders, and local hard money lenders that provide private funding for your ground-up construction or major renovation projects.

In Bayshore-Gardens, FL, lenders calculate the costs for building a 2,000 square foot home, with estimates starting from $208,668 for basic construction to $381,000 for more luxurious builds. Interest rates and loan terms vary depending on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the selected lender type.

Compare loan offers from 100 lenders to find the most competitive terms.

Discover the Magic with Our Construction Loan Calculator

Lendersa® uses cutting-edge AI technology to instantaneously match your loan request with numerous construction lenders, ensuring all your financing needs are fully addressed. You can now explore the best construction rates available for ground-up construction, fix-and-flip projects, or major rehab works on both residential and commercial properties within FL.

Find Construction Loan Lenders Nearby

To maintain a good credit score, avoid unnecessary inquiries. Secure preapproval for a land loan without needing to share your social security number or sensitive information.

By pledging additional property as collateral, a method known as a blanket loan, you could qualify for 100% LTV financing.

Use Lendersa®'s land loan calculator to find vacant land loan lenders in the specified zip codes 34207, 34282.



  • FHA Mortgage Source
  • 11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
  • Lends in Florida
  • "FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today.

    Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "

  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Lends in Florida
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank

  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • Lends in Florida
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.

  • First Coast Mortgage Funding
  • 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
  • Lends in Florida
  • First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.

  • ATLANTIC TRUST MORTGAGE CORPORATION
  • 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
  • Lends in Florida
  • Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.

  • SMART HOME LOANS, LLC
  • 488 Parkbluff Cir, Ponte Vedra, FL, 32081
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.

  • EquiFund Mortgage
  • 3390 Kori Road, Suite 11, Jacksonville, FL, 32257
  • Lends in Florida
  • We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request.

    We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.

  • City & Police Federal Credit Union
  • 4675 Sunbeam Road, Jacksonville, FL, 32257
  • Lends in Florida
  • City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".

  • TrustLine Mortgage, Inc.
  • 6101 Gazebo Park Place North, Suite 108, Jacksonville, FL, 32257
  • Lends in Florida
  • TrustLine Mortgage, Inc. has been a leading mortgage banker in Florida since 1989. we are committed to offering our clients the most competitive and innovative mortgage loan products and best customer service available anywhere. TrustLine Mortgage offers a variety of lending options designed to meet your specific needs.

  • Coastline Home Mortgage
  • 8011 Philips Highway, Suite 1, Jacksonville, FL, 32256
  • Lends in Florida
  • Coastline Home Mortgage, LLC is located in Jacksonville, FL, United States and is part of the Nondepository Credit Intermediation Industry. Coastline Home Mortgage, LLC has 6 total employees across all of its locations and generates $1.19 million in sales (USD). (Sales figure is modelled). There are 4 companies in the Coastline Home Mortgage.

  • American Home Funding Inc
  • 5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
  • Lends in Florida
  • We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.