Key-West, Florida Construction loan lenders AI selection 2025

Lendersa® provides a comprehensive list of construction loan lenders in Key-West, FL. This list consists of regional banks, national financiers, and local hard money lenders who use private capital for projects such as ground-up construction or major rehabilitation efforts, offering a broad spectrum of financial services tailored to various needs.

In Key-West, FL, lenders determine construction costs for a 2,000 square-foot home, with basic estimates starting at $209,471 and climbing to $381,803 for more intricate developments. Interest rates and terms vary, influenced by the borrower's financial situation, LTV, ARV, and the specific lender chosen. This variation ensures a broad choice of financing options to suit different borrowers.

Review and compare loan offers from 100 lenders

Innovative Construction Loan Calculator

To comprehensively address all your construction financing needs, Lendersa® employs AI technology to swiftly align your loan application with an extensive array of construction lenders. This functionality reveals optimal construction rates crucial for financing projects like new builds, fix-and-flip endeavors, or major rehabs for both residential and commercial properties in FL. Through this resource, borrowers can achieve informed financial planning and efficient project execution.

Locate Construction Loan Lenders Near You

It's essential to limit unnecessary inquiries to maintain a robust credit score. Lendersa® allows preapproval for land loans without requiring the disclosure of your social security number or other sensitive financial details, thus ensuring privacy and security.

By offering additional property as collateral—a blanket loan—you might qualify for 100% LTV (Loan to Value) financing, providing greater financial leverage.

The Lendersa® land loan calculator assists in locating vacant land loan lenders using zip codes: 33040, 33041, 33045, simplifying the process of securing appropriate financing for land acquisition.



  • Northborough Capital Partners, LLC
  • 56-3 Pine Street, Providence, RI, 02903
  • "NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA. We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
  • Thumb National Bank and Trust
  • 7254 Michigan Avenue, Pigeon, MI, 48755
  • Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
  • Town Bank, National Association
  • 850 W N Shore Dr, Hartland, WI, 53029
  • Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.
  • Florence Bank
  • 85 Main Street, Florence, MA, 01062
  • Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area. Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.
  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.