2025 Construction Loans use AI Lenders complete for Stock-Island, Florida

Lendersa® list of construction loan lenders in Stock-Island, FL include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Stock-Island, FL of 2,000 Sf home at $205,423 for basic construction to $377,755 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in Florida.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 33040.



  • Embassy Mortgage Group Inc
  • 230 Main Street, Suite B, Safety Harbor, FL, 34695
  • Embassy Mortgage has a commitment to excellence in service while providing solutions and results in the mortgage process. We pride ourselves with dedicated and sincere personal service. With us you are not a number and will enjoy the attention you deserve. All of our loan officers and processors have Federal and State Mortgage Broker Licenses.
  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
  • Professional Mortgage Alliance LLC
  • 28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
  • First Citrus Bank
  • 10824 N. Dale Mabry Highway, Tampa, FL, 33618
  • First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.
  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership. EMM Loans LLC is committed to: ● Competitive Pricing, Products and Programs ● Open Communication and Teamwork ● Supporting our Employees’ Professional Growth etc.. "
  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States. Innovative is a licensed lender in Florida, Tennessee, and Alabama. Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
  • Fernencial Corp
  • 3812 W Linebaugh Ave, Ste 109, Tampa, FL, 33618
  • Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.
  • AHL HardMoney, llc
  • 14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
  • Associates Home Loan of Florida, Inc.
  • 14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
  • Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida