2026 Construction Loans use AI Lenders complete for Live-Oak, Florida

Lendersa® offers a list of construction loan lenders in Live-Oak, FL, including regional banks, national lenders, and local hard money lenders using private money. These options are suitable for ground-up constructions or major rehabs.

Lenders in Live-Oak, FL, estimate construction costs for a 2,000 sq. ft. home, from $206,512 for basic construction to $378,844 for more upscale projects. Interest rates and loan terms vary with the borrower's financials, LTV, ARV, and lender selected.

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Using Lendersa®'s AI technology, your loan requests are matched with numerous lenders, ensuring all financing needs are covered. Discover competitive construction rates for new builds, fix-and-flip, or major rehabs in FL.

Find Local Construction Loan Lenders

To protect your credit score, minimize unnecessary inquiries. Preapproval for land loans is available without providing sensitive information like your social security number.

Consider 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use Lendersa®'s land loan calculator to identify lenders for vacant land loans within zip codes 32064.



Live-Oak Construction Loan Lenders

  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Lends in Florida
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.

  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • Lends in Florida
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.

  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lends in Florida
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes.
    As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.

  • Madison County Community Bank
  • 301 E. Base St., Madison, FL, 32341
  • Lends in Florida
  • Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County

  • Total Lending Concepts
  • 1310 N. Main Street, Bell, FL, 32619
  • Lends in Florida
  • The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • The Digital Mortgage Guy
  • 14309 NW 159th Place, Alachua, FL, 32615
  • Lends in Florida
  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers