Construction loans for Lake-City, FL [2026 AI lenders ]

Lendersa® offers a detailed list of construction loan lenders in Lake-City, FL, featuring regional banks, national financial institutions, and local hard money lenders. These lenders utilize private money to support your ground-up construction projects or major rehabilitation efforts.

Lenders determine the construction cost for a 2,000 square-foot home in Lake-City, FL, with estimates ranging from $209,229 for basic building requirements to $381,561 for more elaborate constructions. Interest rates and loan terms for construction loans can vary considerably, depending on factors such as the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and the lender type selected.

The comprehensive construction loan calculator

Lendersa® ensures all your construction financing needs are addressed efficiently with AI technology that promptly matches your loan requests with hundreds of construction lenders. Discover optimal construction rates for funding ground-up builds, fix-and-flip projects, or extensive rehab ventures on residential and commercial properties across FL.

Are you searching for construction loan lenders near you?

Minimize unnecessary credit inquiries to safeguard your credit score. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial details.

Make use of the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 32055.

Lake-City Construction Loan Lenders
(386) 752-3322 Lender's profile and map Millennium Bank FL 151 NW Commons Loop, Lake City, FL, 32055 Lends in Florida Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
(386) 755-0600 Lender's profile and map First Federal Bank. 4705 W US Highway 90, Lake City, FL, 32055 Lends in Florida First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
352-275-6483 Lender's profile and map The Digital Mortgage Guy 14309 NW 159th Place, Alachua, FL, 32615 Lends in Florida I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
(386) 294-1901 Lender's profile and map Lafayette State Bank 340 West Main Street, Mayo, FL, 32066 Lends in Florida Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
(904) 964-7830 Lender's profile and map Community State Bank FL 811 South Walnut Street, Starke, FL, 32091 Lends in Florida Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.
352-535-7661 Lender's profile and map Total Lending Concepts 1310 N. Main Street, Bell, FL, 32619 Lends in Florida The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(850) 973-2400 Lender's profile and map Madison County Community Bank 301 E. Base St., Madison, FL, 32341 Lends in Florida Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County
(352) 264-0011 Lender's profile and map Alligator Mortgage Company 2630-B NW 41st Street, Gainesville, FL, 32606 Lends in Florida The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.