2 Construction Loan Lenders with AI in Macclenny, Florida 2026

The Lendersa® directory of construction loan lenders in Macclenny, FL, includes regional banks, national financial institutions, and local hard money lenders that leverage private capital to support your ground-up construction or significant rehab projects.

In Macclenny, FL, lenders estimate the costs for constructing a 2,000-square-foot home from $207,656 for standard builds to $379,988 for more high-end finishes. Interest rates and terms for construction loans vary according to the borrower's financial situation, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

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Lendersa® utilizes AI technology to ensure that all of your construction financing needs are fulfilled by instantly matching your loan requests with hundreds of construction lenders. Uncover competitive construction rates for ground-up projects, fix-and-flip initiatives, or substantial rehabs on both residential and commercial properties in FL.

Navigating Construction Loan Lenders in Your Area

To safeguard your credit score, minimize unnecessary inquiries. Secure preapproval for your land loan without disclosing your social security number or any sensitive financial information.

If you decide to pledge additional property as security through a blanket loan, you may qualify for 100% LTV (Loan to Value) financing.

Utilize Lendersa®'s land loan calculator to identify lenders offering vacant land loans across zip codes 32063.



Macclenny Construction Loan Lenders

  • GAULDENS ONE WORLD REALTY LLC
  • 7530 103rd Street Suite 6, Jacksonville, FL, 32210
  • Lends in Florida
  • Mortgage Owl, LLC and Gaulden One World Realty, LLC provide fast, flexible financing and expert real estate support for investors and self‑employed buyers. We offer DSCR, Bank‑Statement, P&L, 1099‑Only, Non‑QM, and Hard‑Money loans, plus guidance on off‑market deals and renovation projects to help clients close quickly and build wealth.

  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Lends in Florida
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.

  • First Florida Credit Union
  • PO Box 43310, Jacksonville, FL, 32203
  • Lends in Florida
  • First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.

    The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.

  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Lends in Florida
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.

  • Prodigy Home Loans
  • 1844 Atlantic Blvd, Jacksonville, FL, 32207
  • Lends in Florida
  • "Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options.

    Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."

  • Mortgage Management, LLC
  • 2529 Universtiy Blvd. W., Jacksonville, FL, 32217
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • Lends in Florida
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd Suitwe 404, Jacksonville, FL, 32223
  • Lends in Florida
  • Since 2000, North Star Mortgage Network has helped thousands of Florida homebuyers and homeowners find the right mortgage with honest advice, competitive rates, and personalized service. As an independent mortgage broker, we compare multiple lenders to find the best loan for your needs. Whether you're purchasing, refinancing, or investing, we're committed to making the mortgage process simple, transparent, and stress-free.

    • OneTrust Home Loans
    • 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
    • Lends in Florida
    • OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service

  • EquiFund Mortgage
  • 3390 Kori Road, Suite 11, Jacksonville, FL, 32257
  • Lends in Florida
  • We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request.

    We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.