Merritt-Island, Florida Construction loan lenders AI selection 2026

Lendersa® offers a selection of construction loan lenders in Merritt-Island, FL, featuring regional banks, national lending companies, and local hard money lenders utilizing private funds for your new construction or major rehab projects.

Lenders assess the cost of building a 2,000 square-foot home in Merritt-Island, FL, with estimates starting at $209,647 for basic builds and reaching $381,979 for more elaborate constructions. The interest rates and construction loan terms vary based on the borrower's financials, LTV, ARV, and the type of lender selected.

Explore loan offers from 100 lenders

Revolutionary Construction Loan Calculator

By leveraging Lendersa®'s AI technology, your loan request is instantly matched with multiple construction lenders, ensuring all your financing needs are met. Discover competitive construction rates for ground-up builds, fix-and-flip, or substantial rehabs on residential and commercial properties in FL.

Nearby Construction Loan Lenders

To maintain a solid credit score, avoid excessive inquiries. You can get preapproved for a land loan without revealing your social security number or other sensitive information.

Pledging additional property as security—a blanket loan—can make you eligible for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders by using zip codes 32952.



Merritt-Island Construction Loan Lenders

  • Launch Credit Union
  • 300 S. Plumosa St, Merritt Island, FL, 32952
  • Lends in Florida
  • Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,

  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Lends in Florida
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .

  • Community Credit Union Florida
  • 1030 US Highway 1, Rockledge, FL, 32955
  • Lends in Florida
  • Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money

  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Lends in Florida
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.

  • Home Lending Source
  • 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kendall Mortgage Corporation
  • 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
  • Lends in Florida
  • Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.

  • MortgageDepot
  • 474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
  • Lends in Florida
  • We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.

  • Oceans Lending
  • 401 North Wickham Road Suite L, Melbourne, FL, 32935
  • Lends in Florida
  • Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.

  • Speedy Holdings
  • 930 S. Harbor City Blvd, Melbourne, FL, 32901
  • Lends in Florida
  • Speedy Holdings

    Fast, reliable growth

    Speedy Holdings (speedyhg.com) helps owners and partners turn ideas into scalable success with smart holdings and hands-on management. Expect responsive communication and measurable momentum. Ready to accelerate your next move? Email Virgilh@speedyhg.com.