Miami-Lakes, Florida Construction loan lenders AI selection 2025

Lendersa® provides a detailed listing of construction loan lenders in Miami-Lakes, FL, including regional banks, national lenders, and local hard money providers who use private financing for ground-up construction or major rehab projects. These options ensure diverse financial offerings to accommodate various project requirements and scopes.

In Miami-Lakes, FL, lenders assess the costs to build a 2,000 square-foot home, starting costs at $209,460 for basic construction, up to $381,792 for more sophisticated projects. The interest rates and terms related to construction loans vary significantly based on the borrower's financial situation, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the specific lender chosen. This variation allows borrowers to select the best financing match for their unique circumstances.

Browse and compare loan offers from 100 lenders

Explore the Magic Construction Loan Calculator

Lendersa® leverages state-of-the-art AI technology to instantly align your loan requests with a vast network of construction lenders, ensuring all your financing needs are expertly addressed. Discovering optimal construction rates is now easier for projects such as ground-up builds, fix-and-flip ventures, or major renovations for both residential and commercial properties across FL. This tool empowers borrowers with the information they need for sound financial planning and successful project execution.

Find Local Construction Loan Lenders

To protect your credit score, it is crucial to avoid unnecessary credit inquiries. Lendersa® streamlines preapproval for land loans without requiring your social security number or other sensitive financial details, providing enhanced privacy and security in your financial dealings.

For those looking to leverage their property assets, pledging additional properties as collateral—a strategy known as a blanket loan—can qualify you for 100% LTV (Loan to Value) financing, offering full financing potential.

The Lendersa® land loan calculator serves as an efficient tool for identifying vacant land loan lenders, allowing you to navigate options using zip codes 33014, 33016, 33018, 33002 and efficiently secure the necessary funding for land acquisitions.



  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs. In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
  • Baybank
  • 104 South Tenth Street, Gladstone, MI, 49837
  • We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
  • Old Mission Bank
  • 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783
  • Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
  • Central Savings Bank
  • 511 Bingham Ave, Sault Sainte Marie, MI, 49783
  • Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
  • Forward Financial Credit Union
  • 1250 Roosevelt Road, Niagara, WI, 54151
  • Forward Financial Credit Union was started in 1948 as Niagara Papermill Employee’s Credit Union in Niagara, Wisconsin. Through the years we have added branches in Pembine and Marinette, Wisconsin and Iron Mountain, Michigan. We are committed to providing convenient, quality financial services that meet our members needs, now and in the future