Neptune-Beach, Florida Construction loan lenders AI selection 2025

Lendersa® provides an extensive directory of construction loan lenders in Neptune-Beach, FL, including reputable regional banks, established national lenders, and local hard money lenders that offer private money lending. These lenders are well-suited to finance your ground-up construction and significant rehabilitation projects. They offer a broad range of options that are tailored to support your specific project needs and financial expectations.

In Neptune-Beach, FL, construction costs for a 2,000 square foot home are meticulously estimated by lenders. Basic construction projects start at $206,556, increasing up to $378,888 for more elaborate and detailed projects. The interest rates and terms of construction loans are varied and depend on several factors—such as the borrower's financial profile, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This flexibility ensures that financial solutions are custom-fitted to individual borrower needs.

Explore and compare loan offers from over 100 different lenders to determine the one most suited to your construction and renovation plans.

Revolutionary Construction Loan Calculator

To ensure all of your construction financing needs are optimized, Lendersa® employs advanced AI technology that instantly matches your loan request with a wide range of construction lenders. This facilitates the discovery of the best construction rates available for funding options such as complete new builds, fix-and-flip operations, or major rehabs of both residential and commercial properties within FL. The system is designed to streamline your loan-searching process, presenting the most suitable financial options efficiently.

Finding Local Construction Loan Lenders

To safeguard your credit score, it is crucial to minimize unnecessary credit inquiries. You can secure preapproval for your land loan without needing to disclose sensitive information such as your social security number, thereby ensuring privacy and security throughout the application process.

Should you consider providing additional property as collateral, known as a blanket loan arrangement, you may qualify for 100% LTV financing. This versatile financial strategy can offer robust support for comprehensive project undertakings.

Leverage the Lendersa® land loan calculator to efficiently find lenders specializing in vacant land loans across specific zip codes, namely 32266. This tool provides invaluable assistance in locating optimal financing solutions that are tailored to your precise geographic and project-specific criteria.



  • Solutions Bank
  • 200 Main Street, Forreston, IL, 61030
  • Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
  • 5 Star Community Credit Union
  • 100 S Cherry Street, Mount Pleasant, IA, 52641
  • 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
  • PointBank Community Bank
  • 200 S. HWY 377, Pilot Point, TX, 76258
  • PointBank is an independent, locally owned bank that has been serving the Denton County community since 1884—over 130 years! Currently, we have nine branches conveniently located throughout the county. We at PointBank would like to invite you to try out our many banking services.
  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.
  • Community Bank of Pleasant Hill
  • 2401 North Highway 7, Pleasant Hill, MO, 64080
  • Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
  • Right Trac Financial Group
  • 110 Main Street, Manchester, CT, 06042
  • "Our vision is to make sure that the American Dream lives on. That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life. That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
  • German-American State Bank
  • 100 Church Street, German Valley, IL, 61039
  • German American State Bank was chartered on January 21, 1907 and prides itself as being one of the oldest community banks in the state of Illinois. At German American State Bank, our mission is to provide exceptional financial solutions for our customers by providing the highest quality financial products.
  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.