2025 Construction Loans use AI Lenders complete for Jacksonville-Beach, Florida

The Lendersa® directory provides a comprehensive list of construction loan lenders within Jacksonville-Beach, FL. This includes a mix of regional banks, national financial institutions, and local hard money lenders who deploy private funds for projects such as ground-up constructions or extensive rehabs.

If you're considering a 2,000 square foot home in Jacksonville-Beach, FL, lenders estimate costs starting at $208,987 for basic construction, reaching up to $381,319 for more luxurious upgrades. The interest rates and terms associated with a construction loan can vary widely, depending on the borrower's financial profile, Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender chosen.

Browse offers from a broad selection of 100 lenders to discover the best fit for your needs.

Unlock Opportunities with the Construction Loan Calculator

The advanced AI technology at Lendersa® effectively matches your loan request with numerous construction lenders, ensuring all your financing needs are addressed swiftly. Discover competitive construction rates to support new constructions or major renovations on both residential and commercial properties within FL.

Seeking Local Construction Loan Lenders?

To prevent your credit score from being affected, it's crucial to avoid unnecessary credit inquiries. Achieve preapproval for your land loan without submitting your social security number or sensitive financial details.

If you agree to use additional property as collateral, you might qualify for 100% LTV financing, often referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan options in specific zip codes 32250, 32240, optimizing your search for suitable lenders.



  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
  • Alligator Mortgage Company
  • 2630-B NW 41st Street, Gainesville, FL, 32606
  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.
  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
  • Gateway Bank of Florida
  • 1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
  • We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.
  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Drummond Community Bank
  • 16449 SW Archer Road, Archer, FL, 32618
  • Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
  • CAMPUS USA Credit Union
  • 14007 NW 1st Road, Newberry, FL, 32669
  • CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
  • Allstate Mortgage Loans
  • 809 NE 25th Ave, Ocala, FL, 34470
  • Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
  • Sandy Inosencio
  • 5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
  • "Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area."
  • Simplicity Mortgage
  • 411 DUNLAWTON AVENUE, Port Orange, FL, 32127
  • Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
  • American Mortgage Loan Services, LLC
  • 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
  • American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.