2025 Construction Loans use AI Lenders complete for South-Bay, Florida

The Lendersa® directory in South-Bay, FL comprises a comprehensive list of construction loan lenders, including regional banks, national lenders, and local hard money lenders, which utilize private funds. These finance options cater to your needs whether you're embarking on ground-up construction or engaging in significant renovation efforts.

For a 2,000 square foot home in South-Bay, FL, the cost ranges from $205,852 for basic construction to $378,184 for more refined builds. Various interest rates and loan terms apply, influenced by the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and chosen type of lender.

Compare loan offers from 100 diverse lenders to ensure you get the best terms to suit your project.

Explore the Magic of Our Construction Loan Calculator

Lendersa® employs advanced AI technology to efficiently address your construction financing requirements by matching your loan needs with hundreds of potential lenders. You can swiftly find optimal construction rates to fund projects like ground-up builds, fix-and-flip operations, or major renovations, whether for residential or commercial properties within FL.

Locating Construction Loan Lenders Nearby?

Safeguard your credit score by limiting unnecessary inquiries. Pre-approve your land loan without needing to disclose your social security number or other sensitive information.

You could qualify for 100% LTV financing, provided you use additional property for security, via a blanket loan.

Make the most of the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 33493. This tool facilitates finding the best lending options tailored to your needs.



  • Harper Mortgage Team
  • 913 Burland Circle, Winter Garden, FL, 34787
  • The Harper Mortgage team is here to help you with your Central Florida home loans, regardless of the type of property you are looking to purchase. We can help you buy your first home, your dream home or even an investment property. We provide a number of different home loan programs that can be customized to fit your specific financial situation
  • Blue Dolphin Capital, Inc.
  • 7320 E. Fletcher Ave., Tampa, FL, 33637
  • Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
  • First Option Mortgage, LLC
  • 3309 W. Bay To Bay Blvd, Tampa, FL, 33629
  • We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.
  • Titan Home Lending, LLC
  • 4302 Henderson Blvd. Suite 114, Tampa, FL, 33629
  • Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own
  • Melange Capital Investments LLC
  • 11007 North 56th Street, Suite 207, Tampa, FL, 33617
  • At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you