2026 Construction Loans use AI Lenders complete for St.-Augustine-South, Florida

Lendersa® provides an extensive list of construction loan lenders in St.-Augustine-South, FL. This includes regional banks known for their local expertise, distinguished national lenders with deep resources, and local hard money lenders that utilize private money. These lenders are perfectly equipped to handle financing for both ground-up constructions and major rehabilitation projects. They offer financial solutions tailored to your specific project needs and financial circumstances, whether you're embarking on a new build or tackling a major renovation. By offering diverse options, they ensure you have access to the necessary funding to support a wide range of construction endeavors.

In St.-Augustine-South, FL, lenders assess construction costs for a 2,000 square foot home. The estimated costs range from $205,940 for basic construction, escalating to $378,272 for more upscale, detailed projects. Interest rates and loan terms can vary significantly, influenced by a range of factors such as the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This variability ensures that the financial offerings are perfectly aligned to meet the individual project demands and borrower's financial conditions, providing the right balance of cost and flexibility.

Compare and explore a diverse array of loan offers from 100 different lenders to find the best solution for your construction ambitions.

The Magic Construction Loan Calculator

Lendersa® uses advanced AI technology to make sure all your construction financing needs are met efficiently. By instantly matching your loan requests with hundreds of construction lenders, you can discover optimal construction rates across projects like ground-up developments, fix-and-flip schemes, or major rehabs on both residential and commercial properties in FL. This tool simplifies your search for ideal financial solutions, providing easy access to the best rates and terms available to suit your specific needs.

Locate Construction Loan Lenders Near You

To protect your credit score, it's crucial to minimize unnecessary inquiries. Secure preapproval for your land loan without providing sensitive details, such as your social security number, ensuring both privacy and security throughout the application process.

If you're considering additional financial arrangements, you may qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan format. This option offers substantial financial support for broad or complex projects.

Use Lendersa® land loan calculator to find lenders that specialize in vacant land loans within zip codes 32086. This tool assists in identifying financial resources tailored to your geographic and project-specific requirements, ensuring successful completion of your property projects backed by well-coordinated financial strategies.



St.-Augustine-South Construction Loan Lenders

  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • Lends in Florida
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • Lends in Florida
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today

  • Pillar Mortgage LLC
  • 25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
  • Lends in Florida
  • "At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit.
    Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."

  • HOME HARBOR FINANCIAL, LLC
  • 101 E Town Pl, Suite 130, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.

  • Countryplace Mortgage
  • 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
  • Lends in Florida
  • Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.

  • The O’Kavage Group
  • 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.

  • FIRST COAST LOANS
  • 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
  • Lends in Florida
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • DLP Real Estate Capital
  • 405 Golfway West Drive, Saint Augustine, FL, 32095
  • Lends in Florida
  • DLP Capital is a private real estate investment and financial services company focused on making an IMPACT by acquiring, developing, and building relationships, housing, leaders, and organizations. DLP Capital executes its IMPACT through a wide array of business divisions and companies including lending, investment funds, sales, leasing, property m

  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • Lends in Florida
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions