St.-Augustine-South, Florida Construction loan lenders AI selection 2025

Lendersa® provides an extensive list of construction loan lenders in St.-Augustine-South, FL. This includes regional banks known for their local expertise, distinguished national lenders with deep resources, and local hard money lenders that utilize private money. These lenders are perfectly equipped to handle financing for both ground-up constructions and major rehabilitation projects. They offer financial solutions tailored to your specific project needs and financial circumstances, whether you're embarking on a new build or tackling a major renovation. By offering diverse options, they ensure you have access to the necessary funding to support a wide range of construction endeavors.

In St.-Augustine-South, FL, lenders assess construction costs for a 2,000 square foot home. The estimated costs range from $205,940 for basic construction, escalating to $378,272 for more upscale, detailed projects. Interest rates and loan terms can vary significantly, influenced by a range of factors such as the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This variability ensures that the financial offerings are perfectly aligned to meet the individual project demands and borrower's financial conditions, providing the right balance of cost and flexibility.

Compare and explore a diverse array of loan offers from 100 different lenders to find the best solution for your construction ambitions.

The Magic Construction Loan Calculator

Lendersa® uses advanced AI technology to make sure all your construction financing needs are met efficiently. By instantly matching your loan requests with hundreds of construction lenders, you can discover optimal construction rates across projects like ground-up developments, fix-and-flip schemes, or major rehabs on both residential and commercial properties in FL. This tool simplifies your search for ideal financial solutions, providing easy access to the best rates and terms available to suit your specific needs.

Locate Construction Loan Lenders Near You

To protect your credit score, it's crucial to minimize unnecessary inquiries. Secure preapproval for your land loan without providing sensitive details, such as your social security number, ensuring both privacy and security throughout the application process.

If you're considering additional financial arrangements, you may qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan format. This option offers substantial financial support for broad or complex projects.

Use Lendersa® land loan calculator to find lenders that specialize in vacant land loans within zip codes 32086. This tool assists in identifying financial resources tailored to your geographic and project-specific requirements, ensuring successful completion of your property projects backed by well-coordinated financial strategies.



  • Citizens Bank & Trust Co. of Jackson
  • 720 Hwy 15 South, Jackson, KY, 41339
  • Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs
  • Sumner Bank & Trust
  • 780 Browns Lane, Gallatin, TN, 37066
  • Sumner Bank & Trust was organized in 2005 to fulfill a need in Sumner County for at true community bank owned by local shareholders. This large & diverse group of local owners, combined with a dedicated group of 17 organizers, provides a strong foundation for bank. We are proud to have a local board, which means decisions will always be made right.
  • Pathway Lending
  • 201 Venture Circle, Nashville, TN, 37228
  • Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
  • Louisiana Federal Credit Union
  • 805 Robin Street, La Place, LA, 70068
  • Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • 2GetFunded
  • 4705 Indian Summer Drive, Nashville, TN, 37207
  • The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Q10 Realty Mortgage & Investment
  • 1207 Pennock Ave, Nashville, TN, 37207
  • Q10 Capital is a national leader in commercial real estate capital with the resources and expertise to achieve your objectives. Since our formation in 2004, we have originated over $55 billion in commercial and multifamily real estate loans and currently service a portfolio of over $10.5 billion.
  • The Hardin County Bank
  • 235 Wayne Road, Savannah, TN, 38372
  • The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots. The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
  • Total Choice Federal Credit Union
  • 14963 River Road, Hahnville, LA, 70057
  • Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
  • First Guaranty Bank
  • 400 E Thomas St, Hammond, LA, 70401
  • For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.