1170 Construction Loan Lenders with AI in St.-Augustine-South, Florida 2026

Lendersa® provides an extensive list of construction loan lenders in St.-Augustine-South, FL. This includes regional banks known for their local expertise, distinguished national lenders with deep resources, and local hard money lenders that utilize private money. These lenders are perfectly equipped to handle financing for both ground-up constructions and major rehabilitation projects. They offer financial solutions tailored to your specific project needs and financial circumstances, whether you're embarking on a new build or tackling a major renovation. By offering diverse options, they ensure you have access to the necessary funding to support a wide range of construction endeavors.

In St.-Augustine-South, FL, lenders assess construction costs for a 2,000 square foot home. The estimated costs range from $205,940 for basic construction, escalating to $378,272 for more upscale, detailed projects. Interest rates and loan terms can vary significantly, influenced by a range of factors such as the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This variability ensures that the financial offerings are perfectly aligned to meet the individual project demands and borrower's financial conditions, providing the right balance of cost and flexibility.

Compare and explore a diverse array of loan offers from 100 different lenders to find the best solution for your construction ambitions.

The Magic Construction Loan Calculator

Lendersa® uses advanced AI technology to make sure all your construction financing needs are met efficiently. By instantly matching your loan requests with hundreds of construction lenders, you can discover optimal construction rates across projects like ground-up developments, fix-and-flip schemes, or major rehabs on both residential and commercial properties in FL. This tool simplifies your search for ideal financial solutions, providing easy access to the best rates and terms available to suit your specific needs.

Locate Construction Loan Lenders Near You

To protect your credit score, it's crucial to minimize unnecessary inquiries. Secure preapproval for your land loan without providing sensitive details, such as your social security number, ensuring both privacy and security throughout the application process.

If you're considering additional financial arrangements, you may qualify for 100% LTV financing by pledging additional property as collateral in a blanket loan format. This option offers substantial financial support for broad or complex projects.

Use Lendersa® land loan calculator to find lenders that specialize in vacant land loans within zip codes 32086. This tool assists in identifying financial resources tailored to your geographic and project-specific requirements, ensuring successful completion of your property projects backed by well-coordinated financial strategies.



  • Mortgage Money Lending Inc
  • 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
  • Lends in Florida
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,

  • Axia Financial, LLC
  • 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
  • Lends in Florida
  • Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners

  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Lends in Florida
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service

  • First Florida Lending
  • 228 Park Avenue North, Suite J, Winter Park, FL, 32789
  • Lends in Florida
  • First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.

  • Allied Mortgage Group
  • 941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
  • Lends in Florida
  • Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/

  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • Lends in Florida
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.

  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • Lends in Florida
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.

  • Florida Community Loan Fund
  • 800 N Magnolia Ave, Suite 106, Orlando, FL, 32803
  • Lends in Florida
  • Florida Community Loan Fund serves the 3rd most populated state in the U.S. by providing flexible financing and staff expertise to help projects succeed and help organizations improve lives and low-income communities. Our Impact has provided $470 million in lending statewide, into projects totaling $1.2 billion in total construction project

  • Town & Country Mortgage Services
  • 937 N Magnolia Ave., Orlando, FL, 32803
  • Lends in Florida
  • We have built a strong reputation as an outstanding mortgage brokerage firm,serving the lending needs of real estate professionals, builders & individual homebuyers throughout the state.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • AMERICAN MORTGAGE LOAN SERVICES FLORIDA
  • 617 E Colonial Dr. Ste A, Orlando, FL, 32803
  • Lends in Florida
  • American Mortgage are Florida’s Source for objective mortgage information and we take the term Trusted Advisor with the utmost of sincerity and seriousness. For most Americans, Real Estate is the largest and most valuable asset that they will ever own. We endeavor to make the experience of buying and financing real estate.