11 Construction Loan Lenders with AI in Flagler-Estates, Florida 2026

The Lendersa® directory provides a comprehensive list of construction loan lenders in Flagler-Estates, FL, including regional banks, national lenders, and local hard money lenders using private funds. These options are ideal for financing ground-up construction or major rehab projects.

Lenders estimate construction costs for a 2,000 square foot home in Flagler-Estates, FL, ranging from $204,928 for basic builds to $377,260 for more intricate designs. Interest rates and loan terms fluctuate based on borrower financials, the LTV ratio, ARV, and the type of lender chosen.

Compare offers from 100 lenders to find the best terms for your needs.

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Using Lendersa® AI technology, your loan requests are efficiently matched with numerous construction lenders, ensuring all your financing needs are met. Discover the best construction rates for ground-up projects, fix-and-flip ventures, or major rehabs on both residential and commercial properties in FL.

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Avoiding unnecessary inquiries helps protect your credit score. Obtain preapproval for a land loan without needing to provide your social security number or other sensitive information.

Qualifying for 100% LTV financing is possible if you agree to pledge additional properties as collateral, termed a blanket loan.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 32145, ensuring access to optimal financial solutions tailored to your project requirements.



Flagler-Estates Construction Loan Lenders

  • Pillar Mortgage LLC
  • 25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
  • Lends in Florida
  • "At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit.
    Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."

  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • Lends in Florida
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • Lends in Florida
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today

  • HOME HARBOR FINANCIAL, LLC
  • 101 E Town Pl, Suite 130, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.

  • Countryplace Mortgage
  • 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
  • Lends in Florida
  • Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.

  • The O’Kavage Group
  • 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.

  • FIRST COAST LOANS
  • 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
  • Lends in Florida
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • Lends in Florida
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions

  • Churchill Mortgage Corporation
  • 712 S Ocean Shore Blvd #206, Flagler Beach, FL, 32136
  • Lends in Florida
  • Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.

  • American Home Mortgage Group
  • 408 S. Central Ave, Flagler Beach, FL, 32136
  • Lends in Florida
  • American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.