1170 Construction Loan Lenders with AI in St.-Cloud, Florida 2026

The Lendersa® selection of construction loan providers in St.-Cloud, FL includes regional banks, national lenders, and local hard money financiers who leverage private capital for your new builds or major renovations.

In St.-Cloud, FL, lenders estimate the construction cost for a 2,000-square-foot house from $210,043 for basic builds to $382,375 for more luxurious options. Interest rates and terms for construction loans vary based on the borrower's financial situation, the LTV, ARV, and the selected type of lender.

Compare offers from 100 different lenders

The transformative construction loan calculator

Using Lendersa® AI technology, your construction financing requests are quickly matched with a wide range of lenders, ensuring all your needs are met. Discover the best construction loan rates for financing ground-up builds, fix-and-flip ventures, or significant rehabs on residential and commercial properties in FL.

Searching for nearby construction lenders?

Keep inquiries to a minimum to protect your credit score. Preapprovals for land loans can be obtained without submitting your social security number or sensitive financial information.

Achieve 100% LTV (Loan to Value) financing by pledging additional property as collateral, called a blanket loan.

Employ the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 34769, 34771, 34772.



  • Florida Mortgage Lenders
  • 3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021
  • Lends in Florida
  • florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.

  • Critical lending group llc
  • 1110 Southwest 103rd Avenue, Hollywood, FL, 33025
  • Lends in Florida
  • 30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.

  • Carrero Mortgage Advisors, LLC
  • 3600 Red Road, Suite 310, Miramar, FL, 33025
  • Lends in Florida
  • Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.

  • Nationwide Lending Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Lends in Florida
  • Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.

  • HARD MONEY FUNDING SOURCE
  • 2021 Tyler St, Hollywood, FL, 33020
  • Lends in Florida
  • By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.

  • UPSTATE PREMIER MORTGAGE INC
  • 2500 Hollywood Blvd, Hollywood, FL, 33020
  • Lends in Florida
  • Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.

  • The Vanguard Mortgage
  • 1200 N Federal Hwy, Hollywood, FL, 33020
  • Lends in Florida
  • Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs

  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Lends in Florida
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.

  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • Lends in Florida
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.

  • Premier Financial Services Inc.
  • 5931 NW 173 Drive, Unit 9, Hialeah, FL, 33015
  • Lends in Florida
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • The Collective Lending Group
  • 6135 NW 167 ST. #E8, Hialeah, FL, 33015
  • Lends in Florida
  • The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines