1170 Construction Loan Lenders with AI in St.-Petersburg, Florida 2026

The Lendersa® registry of construction loan lenders located in St.-Petersburg, FL features a wide variety, including regional banks, prominent national lenders, and local hard money lenders, all of whom use private funds for your ground-up building projects or major renovations.

In St.-Petersburg, FL, loan estimations for constructing a 2,000 square foot home can range from $210,758 for more straightforward builds to $383,090 for more luxurious endeavors. The interest rates and loan conditions can vary based on several factors, such as the borrower's financial state, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

Examine loan options from a pool of 100 lenders to secure the ideal offer for your needs.

The Impressive Construction Loan Calculator

Lendersa® uses state-of-the-art AI technology to seamlessly meet all your construction financing requirements by connecting your loan request with a broad array of construction lenders. Explore outstanding construction loan rates to fund your ground-up constructions, fix-and-flip projects, or sizable renovations on both residential and commercial properties throughout FL.

Finding Construction Loan Lenders Close By

To protect your credit score, reduce unnecessary inquiries. Achieve land loan preapproval without needing to submit your social security number or other sensitive financial information.

Consider qualifying for 100% LTV financing by pledging additional properties as collateral via a blanket loan, enabling comprehensive financial structuring.

Utilize the Lendersa® land loan calculator to efficiently locate lenders for vacant land loans within zip codes 33707, 33702, 33762, 33713, 33712, 33711, 33710, 33716, 33715, 33714, 33705, 33701, 33703, 33704, 33729, 33731, 33732, 33733, 33734, 33742, 33743, 33747, optimizing your search for suitable lending solutions.



  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Lends in Florida
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.

  • Trans States Mortgage
  • 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
  • Lends in Florida
  • A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.

  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • Lends in Florida
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.

  • Braun Mortgage Group, LLC
  • 6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
  • Lends in Florida
  • Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process

  • APR Commercial Funding
  • 1197 Sarasota Center Blvd., Sarasota, FL, 34240
  • Lends in Florida
  • The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Creative Lending
  • 7345 International Place, #108, Sarasota, FL, 34240
  • Lends in Florida
  • Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.

  • Benchmark Mortgage
  • 28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
  • Lends in Florida
  • Core Values Based Lending
    I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.

  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • Lends in Florida
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Lends in Florida
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.

  • Nona Financial LLC
  • 12571 Honore Ave, Apartment 204, Sarasota, FL, 34238
  • Lends in Florida
  • Nona Financial has years of experience improving our client's cash flow. We are affiliated with over 50 different financial institutions including aggressive banks, small hedge funds and finance companies. We offer a variety of asset based loans and other alternative financings using both GAP and Non-Gap assets.