2025 Construction Loans use AI Lenders complete for Surfside, Florida

Lendersa® provides a comprehensive list of construction loan lenders in Surfside, FL, featuring a diverse selection of financial options. This list includes regional banks known for their intimate knowledge of local market dynamics, national lenders offering extensive resources and reach, and local hard money lenders utilizing private funds. These lenders are well-equipped to serve both ground-up construction and major rehabilitation needs, ensuring you have access to financial solutions tailored to your specific project requirements and financial position, whether your plan involves new builds or complex renovations.

In Surfside, FL, lenders offer detailed cost evaluations for constructing a 2,000 square foot home, with costs ranging from $206,017 for basic construction to $378,349 for more upscale and elaborate builds. The interest rates and loan terms are dynamic, varying with key factors like the borrower's financial situation, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender selected. This variation ensures that each loan is finely tailored to meet the specific financial and project needs of the borrower and the construction undertaken.

Explore and compare a wide array of loan offers from a selection of 100 lenders to find the most fitting financial solution for your construction aspirations.

The Magic Construction Loan Calculator

Employing state-of-the-art AI technology, Lendersa® effectively meets all your construction financing needs by instantly aligning your loan requests with a wide range of construction lenders. This capability allows you to discover competitive construction rates for projects such as new builds, fix-and-flip endeavors, or major rehabs on residential and commercial properties throughout FL. This innovative tool significantly simplifies your search for optimal financial solutions, providing seamless access to favorable rates and terms, ensuring you reach your project goals with ease.

Finding Construction Loan Lenders Near You

To protect your credit score, it's essential to minimize unnecessary inquiries. Secure preapproval for your land loan without needing to disclose sensitive personal information like your social security number, ensuring that your privacy and data security are maintained.

If you're aiming for comprehensive financial backing, consider 100% LTV financing by pledging additional property as collateral, often structured through a blanket loan arrangement. This robust strategy provides substantial financial support for expansive projects.

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans within the zip codes 33154. This tool is invaluable for finding the financial solutions best suited to your location and project requirements, facilitating the successful execution of your development plans with strategically aligned financial resources.



  • Merchants Commercial Bank
  • 4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
  • Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.
  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products