Construction loans by with AI by private investors in Surfside, FL

Lendersa® provides a comprehensive list of construction loan lenders in Surfside, FL, featuring a diverse selection of financial options. This list includes regional banks known for their intimate knowledge of local market dynamics, national lenders offering extensive resources and reach, and local hard money lenders utilizing private funds. These lenders are well-equipped to serve both ground-up construction and major rehabilitation needs, ensuring you have access to financial solutions tailored to your specific project requirements and financial position, whether your plan involves new builds or complex renovations.

In Surfside, FL, lenders offer detailed cost evaluations for constructing a 2,000 square foot home, with costs ranging from $206,017 for basic construction to $378,349 for more upscale and elaborate builds. The interest rates and loan terms are dynamic, varying with key factors like the borrower's financial situation, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender selected. This variation ensures that each loan is finely tailored to meet the specific financial and project needs of the borrower and the construction undertaken.

Explore and compare a wide array of loan offers from a selection of 100 lenders to find the most fitting financial solution for your construction aspirations.

The Magic Construction Loan Calculator

Employing state-of-the-art AI technology, Lendersa® effectively meets all your construction financing needs by instantly aligning your loan requests with a wide range of construction lenders. This capability allows you to discover competitive construction rates for projects such as new builds, fix-and-flip endeavors, or major rehabs on residential and commercial properties throughout FL. This innovative tool significantly simplifies your search for optimal financial solutions, providing seamless access to favorable rates and terms, ensuring you reach your project goals with ease.

Finding Construction Loan Lenders Near You

To protect your credit score, it's essential to minimize unnecessary inquiries. Secure preapproval for your land loan without needing to disclose sensitive personal information like your social security number, ensuring that your privacy and data security are maintained.

If you're aiming for comprehensive financial backing, consider 100% LTV financing by pledging additional property as collateral, often structured through a blanket loan arrangement. This robust strategy provides substantial financial support for expansive projects.

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans within the zip codes 33154. This tool is invaluable for finding the financial solutions best suited to your location and project requirements, facilitating the successful execution of your development plans with strategically aligned financial resources.



  • Xavier Financial and Mortgage Group, LLC
  • 7129 Pinebay Blvd., Englewood, FL, 34224
  • Xavier Financial & Mortgage, we can save you time and money, getting you the right mortgage for your home. Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, & neighboring Florida area real-estate mortgage needs.
  • Commercial Capital, Ltd. FL
  • 100 Rialto Place, Suite 760, Melbourne, FL, 32901
  • Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.
  • Obsidian Financial Services
  • 907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901
  • "Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator. "
  • United Mortgage Advisors, Inc.
  • 5755 Van Camp St, North Port, FL, 34291
  • United Mortgage Advisors is a family owned and operated independent mortgage brokerage serving the state of Florida. We are devoted to offering low rates and fees, along with outstanding customer service, state of the art technology, and quick approvals. Located in North Port, serving the entire state of Florida
  • Englewood Bank & Trust
  • 1111 S McCall Rd, Englewood, FL, 34223
  • Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network
  • American Eagle Mortgage Company
  • 767 Shamrock Blvd, Venice, FL, 34293
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • Kendall Mortgage Corporation
  • 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
  • Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.
  • MortgageDepot
  • 474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
  • We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.