1170 Construction Loan Lenders with AI in Winter-Haven, Florida 2026

The Lendersa® compilation of construction loan lenders in Winter-Haven, FL encompasses regional banks, well-known national financiers, along with local hard money lenders employing private financing for ground-up constructions or significant renovations.

In Winter-Haven, FL, the estimated cost for building a 2,000 square foot home ranges from $210,769 for basic projects to $383,101 for more elaborate ones. The loan's interest rate and terms are contingent on various factors, including the borrower's financial standing, the loan-to-value (LTV) ratio, after-repair value (ARV), and the specific lender chosen.

Review offers from 100 different lenders to find the best one for your project.

The Remarkable Construction Loan Calculator

Lendersa®'s AI technology adeptly matches your loan request with an array of construction lenders, ensuring that all your financing requirements are comprehensively met. Learn about exceptionally competitive construction loan rates for supporting new developments, fix-and-flip ventures, or substantial renovations on both residential and commercial properties within FL.

Locating Construction Loan Lenders Near You

By minimizing unnecessary inquiries, you safeguard your credit score. Preapproval for a land loan is possible without the requirement to provide your social security number or sensitive financial information.

Explore the possibility of 100% LTV financing by agreeing to use additional property as collateral in a blanket loan, offering a robust financial solution.

Use Lendersa®'s land loan calculator to identify lenders offering vacant land loans in zip codes 33881, 33880, 33884, 33883, 33885, 33888, making your search for financing options more efficient and targeted.



  • First Colony Bank of Florida
  • 711 North Orlando Avenue, Maitland, FL, 32751
  • Lends in Florida
  • First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.

  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • Lends in Florida
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.

  • Fidelity Funding Mortgage Corp.
  • 255 South Maitland Avenue, Maitland, FL, 32751
  • Lends in Florida
  • At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.

  • Homelife International Mortgage Co. Inc.
  • 350 N Lake Destiny Rd, Maitland, FL, 32751
  • Lends in Florida
  • Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.

  • Streamline Mortgage Solutions
  • 100 E SYBELIA AVE. STE 300, Maitland, FL, 32751
  • Lends in Florida
  • Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you

  • Strategic Funding, LLC
  • 439 Lake Howell Road, Maitland, FL, 32751
  • Lends in Florida
  • "Strategic Funding provide mortgages in Orlando, Winter Park and all of central Florida. Service is our top priority. We will work tirelessly to obtain the lowest cost loan in the least possible time. We pride ourselves on exceeding our customer's expectations in finding the best rates, service and options for a home.

  • Absolute Home Mortgage Corporation
  • 2200 Lucien Way, Suite 325, Maitland, FL, 32751
  • Lends in Florida
  • Absolute Home Mortgage Corporation headquartered in Fairfield, NJ provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.

  • Market Capital Mortgage LLC
  • 1925 6th Avenue, Tampa, FL, 33605
  • Lends in Florida
  • We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.

  • Century Bank of Florida
  • 716 West Fletcher Avenue, Tampa, FL, 33612
  • Lends in Florida
  • Century Bank of Florida was established to be a locally owned community bank, serving the financial needs of individuals, not-for-profit organizations. Our mission is to make a profit for the shareholders, provide personalized quality financial services at competitive prices, and to maximize earnings, while operating in a safe and sound manner.