Construction Loan Lenders in Athens, Georgia (2026)

The Lendersa® roster of construction loan lenders in Athens, GA features a range of financial institutions, including regional banks, national lenders, as well as local hard money lenders. They utilize private funding for your ground-up construction or significant renovation projects.

In Athens, GA, lenders estimate construction costs for a 2,000 square foot home, with prices spanning from $219,011 for basic constructions all the way to $397,539 for more luxurious ones. Interest rates and loan terms differ based on the borrower’s financial details, the LTV, ARV, and the chosen lender’s type.

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Lendersa® utilizes AI technology to seamlessly align your loan requests with hundreds of construction lenders, catering to all your financing needs. Discover excellent construction rate options for funding ground-up construction, fix-and-flip projects, or major rehabilitations on both residential and commercial properties located in GA.

Looking for construction loan lenders nearby?

To prevent unnecessary inquiries affecting your credit score negatively, get preapproved for your land loan without disclosing your social security number or other sensitive financial information.

You might be eligible for 100% Loan to Value (LTV) financing if you agree to use additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land lenders in specific zip codes: 30622.



Athens Construction Loan Lenders

  • Classic City Bank
  • 2365 W. Broad Street, Athens, GA, 30606
  • Lends in Georgia
  • Classic City Bank is a local, community bank that was started in Athens, Georgia, in November 2020, with the goal of providing the businesses and the citizens of the Athens community "banking the way it should be". With over 100 years of combined banking experience in the Athens market, the management team of Classic City Bank offers a Local

  • Bank South Mortgage
  • 100 Athens Town Boulevard, Suite 2, Athens, GA, 30606
  • Lends in Georgia
  • BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia,

  • Oconee State Bank
  • 35 North Main Street, Watkinsville, GA, 30677
  • Lends in Georgia
  • Oconee State Bank is a locally owned and operated Community Bank in Oconee County, offering a competitive line of products and services. Oconee State Bank has 3 full-service branches located in Oconee County, GA. In December 2004, the H. Mell Wells Operations Center and Rosella E. Hansford Learning Center were dedicated.

  • First American Bank & Trust
  • 300 College Avenue, Athens, GA, 30601
  • Lends in Georgia
  • At First American Bank & Trust, our core convictions are not just vague words in a book no one reads. For us, it's the way our business is done. We found them easy to identify because it's what we do. They're what make us the strong and stable, local bank that's here for you. We are a financial institution that specializes in serving you.

  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655
  • Lends in Georgia
  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H

  • Legacy State Bank
  • 3825 Harrison Road, Loganville, GA, 30052
  • Lends in Georgia
  • We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits!
    While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.

  • Bank of Madison
  • 133 North Main Street, Madison, GA, 30650
  • Lends in Georgia
  • We commit to treat each customer exactly as we want to be treated. We choose to preserve our history of perseverance, determination, hard work. We choose to respect our heritage of commerce and transport, of culture and gracious living, of fields of industry. We choose to build on that foundation with professionalism, technology.

  • Hard Money Loans Georgia
  • 155 Gwinnett Dr, Suite E, Atlanta, GA, 30046
  • Lends in Georgia
  • Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.

  • HAMMER MORTGAGE, INC.
  • 2326 Wisteria Drive, Suite 110, Snellville, GA, 30078
  • Lends in Georgia
  • Hammer Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,