3 Construction Loan Lenders in Milledgeville, Georgia in 2026

The Lendersa® directory features construction loan lenders in Milledgeville, GA, including options from regional banks, national lenders, and local hard money providers who utilize private funding to support ground-up construction or major rehab projects. These financial backers offer a broad range of loans ideally suited for your building ventures.

In Milledgeville, GA, lenders project costs for constructing a 2,000 square foot home to range from $218,604 for basic builds up to $397,132 for more elaborate designs. Interest rates and loan terms can vary greatly, influenced by the financials of the borrower, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

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To ensure all construction financing needs are addressed, Lendersa®'s AI technology will quickly match your loan request with a wide variety of construction lenders. Discover excellent construction rates that can help fund your projects, including ground-up construction, fix-and-flip strategies, or significant rehabs on residential and commercial properties in GA.

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To maintain your credit score, it's essential to limit unnecessary inquiries. You can achieve preapproval for your land loan without needing to provide your social security number or any sensitive financial data, ensuring your privacy remains intact.

By pledging additional property as collateral, often referred to as a blanket loan, you might qualify for 100% LTV (Loan to Value) financing, offering a significant advantage for funding comprehensive projects.

The Lendersa® land loan calculator is a valuable tool for locating lenders offering vacant land loans in the designated zip codes 31062. It is an essential resource, facilitating tailored financial solutions to support your real estate acquisition goals effectively.



Milledgeville Construction Loan Lenders

  • Century Bank and Trust
  • 141 South Wayne Street, Milledgeville, GA, 31061
  • Lends in Georgia
  • Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.

  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Lends in Georgia
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force).

    In 1871, a rear corner of the building was partitioned off

  • Citizens Bank of the South
  • 132 South Harris Street, Sandersville, GA, 31082
  • Lends in Georgia
  • Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.

  • American Pride Bank
  • 4740 Log Cabin Drive, Macon, GA, 31204
  • Lends in Georgia
  • The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com

    APB is a communit

  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • Lends in Georgia
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer

  • Bank of Madison
  • 133 North Main Street, Madison, GA, 30650
  • Lends in Georgia
  • We commit to treat each customer exactly as we want to be treated. We choose to preserve our history of perseverance, determination, hard work. We choose to respect our heritage of commerce and transport, of culture and gracious living, of fields of industry. We choose to build on that foundation with professionalism, technology.

  • Morris Bank
  • 301 Bellevue Avenue, Dublin, GA, 31021
  • Lends in Georgia
  • Since 1954, we’ve built the foundation of our culture and character on community. Our goal is to shape a better future for the customers we serve and the communities we’re privileged to be a part of. At Morris Bank, we believe in a common-sense approach to banking and practical financial solutions.

  • Farmers State Bank Dublin, GA
  • 1620 Veterans Blvd, Dublin, GA, 31021
  • Lends in Georgia
  • Farmers State Bank is here to guide and assist you in meeting your financial goals. We are Laurens County’s Hometown Bank. Farmers State Bank has been diligently serving Laurens County for over 100 years. The main office of Famers State Bank was opened in 1984 in Dublin, Georgia.

  • Queensborough National Bank and Trust Company
  • 113 E. Broad Street, Louisville, GA, 30434
  • Lends in Georgia
  • As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.

  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • Lends in Georgia
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.