Construction Loan Lenders in Thomson, Georgia (2026)

Lendersa® provides a directory of construction loan lenders in Thomson, GA, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support your ground-up construction or major rehabilitation needs.

Lenders in Thomson, GA estimate construction costs for 2,000-square-foot homes ranging from $217,680 for basic builds to $396,208 for more elaborate constructions. Interest rates and loan terms can vary widely based on borrowers' financial conditions, the loan-to-value (LTV) ratio, after-repair value (ARV), and the specific lender selected.

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Thomson Construction Loan Lenders

  • Farmers State Bank
  • 115 N. Washington Street, Lincolnton, GA, 30817
  • Lends in Georgia
  • Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.

  • First State Bank
  • 300 Broad Street, Wrens, GA, 30833
  • Lends in Georgia
  • We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.

    With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.

    A branch office was opened in 2002 in Americus,

  • First Choice Mortgage, Inc.
  • 217 Davis Rd,, Augusta, GA, 30907
  • Lends in Georgia
  • First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.

  • Queensborough National Bank and Trust Company
  • 113 E. Broad Street, Louisville, GA, 30434
  • Lends in Georgia
  • As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.

  • Southern Bank
  • 855 North Liberty Street, Waynesboro, GA, 30830
  • Lends in Georgia
  • We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic

  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Lends in Georgia
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force).

    In 1871, a rear corner of the building was partitioned off

  • Citizens Bank of the South
  • 132 South Harris Street, Sandersville, GA, 31082
  • Lends in Georgia
  • Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.

  • Century Bank and Trust
  • 141 South Wayne Street, Milledgeville, GA, 31061
  • Lends in Georgia
  • Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.