Construction Loan Lenders in Valdosta, Georgia (2026)

Lendersa® provides access to a variety of construction loan lenders in Valdosta, GA,—from regional banks and national lenders to local hard money lenders using private funds for your ground-up construction or major renovation projects.

For construction costs in Valdosta, GA, lenders estimate a 2,000 square foot home at costs ranging from $218,934 for basic builds to $397,462 for more elaborate projects. Interest rates and terms for construction loans differ depending on the borrower's financial situation, LTV, ARV, and the type of lender chosen.

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To meet all your construction financing needs, Lendersa® uses AI technology that instantly matches your loan request with a multitude of construction lenders. Find the best rates for funding ground-up construction, fix-and-flip projects, or major rehabs on both residential and commercial properties in GA.

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Qualify for 100% Loan to Value (LTV) financing by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes: 31698.



Valdosta Construction Loan Lenders

  • Guardian Bank
  • 701 Wildwood Plantation Drive, Valdosta, GA, 31602
  • Lends in Georgia
  • Our bank was founded in 1997.​ Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.

  • CBC Bank
  • 3466 North Valdosta Road, Valdosta, GA, 31602
  • Lends in Georgia
  • We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.

  • Southeastern Credit Union
  • 3501 North Valdosta Rd., Valdosta, GA, 31602
  • Lends in Georgia
  • Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.

  • First Federal Savings and Loan Association of Valdosta
  • 411 N Patterson St, Valdosta, GA, 31601
  • Lends in Georgia
  • First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.

  • Valdosta Teachers' Federal Credit Union
  • 102 E. Force Street, Valdosta, GA, 31601
  • Lends in Georgia
  • The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.

  • The Trust Bank
  • 50 West Central Ave., Lenox, GA, 31637
  • Lends in Georgia
  • The Trust Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to mak

  • Thomasville National Bank
  • PO Box 1999, Thomasville, GA, 31799
  • Lends in Georgia
  • Thomasville Bank is to operate a sound and profitable company while serving the banking needs of the Thomasville/Thomas County community. We will strive to protect our customers deposits, meet their credit needs, & promote economic development throughout the community, while consistently generating strong returns on our shareholders' investment.