2 Construction Loan Lenders in Waynesboro, Georgia in 2026

Lendersa® offers a comprehensive list of construction loan lenders in Waynesboro, GA, encompassing national lenders, regional banks, and local hard money lenders who employ private capital, ideal for your ground-up construction or significant rehabilitation projects.

In Waynesboro, GA, lenders assess the construction costs of a 2,000-square-foot home ranging from $217,251 for basic building to $395,779 for more sophisticated constructions. Both the interest rates and terms of construction loans are influenced by the borrower's financial situation, the Loan-to-Value ratio (LTV), the After Repair Value (ARV), and the type of chosen lender.

Discover and compare loan offers from a diverse array of 100 lenders

The Remarkable Magic Construction Loan Calculator

Leveraging advanced AI technology, Lendersa® ensures that all your construction financing needs are met by promptly matching your loan request with hundreds of construction lenders. You can now explore favorable construction rates tailored to fund ground-up builds, fix-and-flip ventures, or substantial renovations for both residential and commercial properties within GA.

Searching for Construction Loan Lenders Nearby

Keep your credit score intact by steering clear of unnecessary inquiries. Achieve preapproval for your land loan without requiring your social security number or any sensitive financial data.

You could qualify for 100% LTV (Loan-to-Value) financing, should you opt to offer additional property as collateral under a blanket loan arrangement.

Explore lenders for vacant land loans through the Lendersa® land loan calculator, focusing on zip codes 30830.



Waynesboro Construction Loan Lenders

  • Southern Bank
  • 855 North Liberty Street, Waynesboro, GA, 30830
  • Lends in Georgia
  • We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic

  • First State Bank
  • 300 Broad Street, Wrens, GA, 30833
  • Lends in Georgia
  • We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.

    With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.

    A branch office was opened in 2002 in Americus,

  • Queensborough National Bank and Trust Company
  • 113 E. Broad Street, Louisville, GA, 30434
  • Lends in Georgia
  • As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.

  • First Choice Mortgage, Inc.
  • 217 Davis Rd,, Augusta, GA, 30907
  • Lends in Georgia
  • First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.

  • Durden Banking Company, Incorporated
  • 111 North Railroad Avenue, Twin City, GA, 30471
  • Lends in Georgia
  • Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.

  • Bank of Newington
  • 224 Walton St, Newington, GA, 30446
  • Lends in Georgia
  • The Bank of Newington was established in July of 1919 in Newington, Georgia.

    Our dedication to you, our customers, has allowed us to expand to meet your needs.

    In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.

  • AgSouth Farm Credit
  • 26 S Main Street, Statesboro, GA, 30458
  • Lends in Georgia
  • Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.

  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Lends in Georgia
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force).

    In 1871, a rear corner of the building was partitioned off

  • Citizens Bank of the South
  • 132 South Harris Street, Sandersville, GA, 31082
  • Lends in Georgia
  • Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.

Also lends in Georgia

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer