Construction Loan Lenders in Waikapu, Hawaii (2026)

The Lendersa® catalog of construction loan lenders in Waikapu, HI includes regional banks, national lenders, and local hard money lenders employing private funds. These lenders are crucial for financing both ground-up construction projects and major rehabs.

In Waikapu, HI, the cost to construct a 2,000 square foot home is assessed by lenders, starting from $329,557 for basic builds up to $592,341 for more sophisticated designs. Interest rates and loan terms differ based on the borrower's financial status, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the chosen type of lender.

Compare loan offers from a diverse range of 100 lenders

The enchantment of the construction loan calculator

Lendersa® employs AI to meticulously match your loan requests with numerous construction lenders, ensuring your financing needs are fully addressed. Discover leading construction rates for funding projects such as ground-up, fix-and-flip, or major rehabs on residential and commercial properties throughout HI.

Explore local construction loan lenders

Reduce unnecessary credit inquiries to protect your credit score. Obtain preapproval for your land loan without needing your social security number or any sensitive financial information.

Consider qualifying for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral in a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 96793, helping you find the most appropriate local loan solutions for your needs.



Waikapu Construction Loan Lenders

  • Avis Mortgage, Inc
  • 256 Papalaua, Lahaina, HI, 96761
  • Lends in Hawaii
  • Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.

  • First Hawaiian Mortgage
  • 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761
  • Lends in Hawaii
  • At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products

  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • Lends in Hawaii
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.

  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Lends in Hawaii
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company

  • Elite Lending
  • 71 Baldwin Ave, Suite B7, Paia, HI, 96779
  • Lends in Hawaii
  • "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started.
    and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"

  • Creative Financial
  • 320 Ohukai Rd, Suite 413, Kihei, HI, 96753
  • Lends in Hawaii
  • Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.

  • Pacific Home Loans, Inc.
  • 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753
  • Lends in Hawaii
  • Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hawaii First Federal Credit Union
  • 67-1187 Mamalahoa Highway, Kamuela, HI, 96743
  • Lends in Hawaii
  • Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.

  • eMortgage Hawaii
  • 67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743
  • Lends in Hawaii
  • eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,