Construction Loan Lenders in Kahului, Hawaii (2026)

Lendersa® offers a comprehensive listing of construction loan lenders in Kahului, HI, which includes regional banks, national lenders, and local hard money lenders. These lenders are equipped to deploy private money for your ground-up construction projects or substantial rehabs.

In Kahului, HI, lenders calculate the construction cost for a 2,000 Sq. Ft. home. This cost ranges from $330,195 for basic builds to $592,979 for more elaborate plans. How much you pay in interest, along with the terms of the construction loan, can vary according to financial qualifiers like the borrower's profile, LTV, ARV, and selected lender type.

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Introducing Our Magic Construction Loan Calculator

Lendersa® employs state-of-the-art AI technology to efficiently match your loan request with hundreds of construction lenders, ensuring all your financing needs are met. You can discover the best construction rates available to fund projects, whether it's for ground-up construction, fix-and-flip opportunities, or major rehabs on both residential and commercial properties in HI.

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Avoiding excessive inquiries is vital to protecting your credit score. You can obtain preapproval for a land loan without the necessity of providing your social security number or any sensitive financial information.

You might qualify for 100% LTV financing when you agree to pledge additional property as collateral, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders operating within zip codes 96732.



Kahului Construction Loan Lenders

  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • Lends in Hawaii
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.

  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Lends in Hawaii
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company

  • Elite Lending
  • 71 Baldwin Ave, Suite B7, Paia, HI, 96779
  • Lends in Hawaii
  • "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started.
    and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"

  • Creative Financial
  • 320 Ohukai Rd, Suite 413, Kihei, HI, 96753
  • Lends in Hawaii
  • Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.

  • Pacific Home Loans, Inc.
  • 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753
  • Lends in Hawaii
  • Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.

  • Avis Mortgage, Inc
  • 256 Papalaua, Lahaina, HI, 96761
  • Lends in Hawaii
  • Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.

  • First Hawaiian Mortgage
  • 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761
  • Lends in Hawaii
  • At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products

  • Hawaii First Federal Credit Union
  • 67-1187 Mamalahoa Highway, Kamuela, HI, 96743
  • Lends in Hawaii
  • Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.

  • eMortgage Hawaii
  • 67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743
  • Lends in Hawaii
  • eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,

  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.