Construction Loans from Private Investors in Albia, IA

Lendersa® provides a list of construction loan lenders in Albia, IA, including regional banks, national lenders, and local hard money lenders using private money for ground-up construction or major rehab projects.

In Albia, IA, lenders estimate the cost of a 2,000 square foot home, from $170,033 for basic builds to $312,295 for more elaborate constructions. Interest rates and terms vary based on borrower's financials, LTV, ARV, and the lender chosen.

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Lendersa®'s AI matches your loan request with many construction lenders, addressing all financing needs. Discover competitive construction rates for projects like ground-up builds, fix-and-flip, or major rehabs on residential and commercial properties in IA.

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Avoid unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing your social security number or other sensitive information.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes: 52531.



Albia Construction Loan Lenders

  • Community 1st Credit Union
  • 235 Richmond Ave, Ottumwa, IA, 52501
  • Lends in Iowa
  • Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.

  • Leighton State Bank
  • 900 Washington St., Pella, IA, 50219
  • Lends in Iowa
  • Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.

  • Marion County Bank
  • 800 Main St, Pella, IA, 50219
  • Lends in Iowa
  • Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.

  • County Bank
  • 201 S Jefferson St, Sigourney, IA, 52591
  • Lends in Iowa
  • County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg.

    County Bank has a strong commitment to the communities we serve.

  • Grinnell State Bank
  • 814 4th Avenue, Grinnell, IA, 50112
  • Lends in Iowa
  • Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation.
    At Grinnell State Bank, we lend money for a diverse range of commercial.

  • Advantage Credit Union
  • 121 West Third Street North, Newton, IA, 50208
  • Lends in Iowa
  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • Lends in Iowa
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Federal Home Loan Bank of Des Moines
  • 909 Locust Street, Des Moines, IA, 50309
  • Lends in Iowa
  • Federal Home Loan Bank of Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank (FHLBank) System. Established by Congress in 1932 to support mortgage lending, the FHLBanks are a stable source of funding for more than 7, 300 federally insured depository institutions of all sizes and types. Including Banks, Credit Unions.

  • Federation Bank
  • 102 East Main Street, Washington, IA, 52353
  • Lends in Iowa
  • Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of