Construction Loans from Private Investors in Fairfax, IA

The Lendersa® directory of construction loan lenders in Fairfax, IA, includes regional banks, national lenders, and local hard money lenders. These lenders use private capital for ground-up construction or significant rehab projects.

In Fairfax, IA, lenders determine construction costs for a 2,000 square foot home, ranging from $169,901 for basic construction to $312,163 for more elaborate designs. Interest rates and terms vary depending on borrower financials, loan-to-value (LTV) ratios, after-repair value (ARV), and the type of lender selected.

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Lendersa® AI technology ensures that all your construction financing needs are met by matching your loan requests with a vast network of construction lenders. Discover prime construction rates for funding projects like ground-up builds, fix-and-flip investments, or major rehabs on both residential and commercial properties in IA.

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Reduce unnecessary inquiries to safeguard your credit score. Achieve preapproval for your land loan without needing your social security number or any sensitive financial information.

By using additional property as security, often called a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate vacant land lenders in specific zip codes: 52228.



Fairfax Construction Loan Lenders

  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Lends in Iowa
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations

  • The Watkins Savings Bank
  • 202 First Street, Watkins, IA, 52354
  • Lends in Iowa
  • The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .

  • Hills Bank
  • 3905 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers'​ respect, one at a time.

    Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.

  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.

  • GreenState Credit Union
  • 2355 Landon Rd, North Liberty, IA, 52317
  • Lends in Iowa
  • GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.

  • Palo Savings Bank
  • 2801 Hollenbeck Rd, Palo, IA, 52324
  • Lends in Iowa
  • Palo Savings Bank, in Palo, IA, is the area's leading bank serving Cedar Rapids, Palo, Marion, Hiawatha, Shellsburg, Vinton & surrounding areas since 1908. We offer checking and savings accounts, IRAs, loans, bill pay, online banking, mobile banking, e-statements, remote deposits & much more. For more information, contact Palo Savings Bank in Palo.

  • Mount Vernon Bank and Trust Company
  • 206 First Street West, Mount Vernon, IA, 52314
  • Lends in Iowa
  • "Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience.

    Mount Vernon

  • Bridge Community Bank
  • 302 Hwy 1 SE, Mount Vernon, IA, 52314
  • Lends in Iowa
  • Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,

  • Keystone Savings Bank
  • 330 Western Avenue, Marengo, IA, 52301
  • Lends in Iowa
  • Keystone Savings Bank is dedicated to delivering financial products that provide quality with value pricing. Our goal is to establish successful partnerships with our customers, our staff and our shareholders, that respect the interests and goals of each party. Success will be measured by our customers choosing.