1 Construction Loan Lenders in Harlan, Iowa in 2026

The Lendersa® listing of construction loan lenders in Harlan, IA, includes regional banks, national lenders, and local hard money lenders. These lenders use private funds for ground-up construction or major rehab projects.

In Harlan, IA, lenders assess the construction cost for a 2,000 square foot home, which ranges from $170,242 for basic projects to $312,504 for more detailed constructions. Interest rates and loan terms vary according to borrower finances, loan-to-value (LTV), after-repair value (ARV), and the type of lender selected.

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Minimize unnecessary inquiries that could impact your credit score. Obtain preapproval for your land loan without the need for your social security number or any sensitive data.

Consider qualifying for 100% Loan to Value (LTV) financing by providing additional property as security, typically known as a blanket loan.

Use the Lendersa® land loan calculator to discover vacant land loan providers in zip codes: 51537.



Harlan Construction Loan Lenders

  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • Lends in Iowa
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.

  • Community Bank IA
  • 601 Iowa Ave, Dunlap, IA, 51529
  • Lends in Iowa
  • Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.

  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Lends in Iowa
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Lends in Iowa
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Lends in Iowa
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Guthrie County State Bank
  • 413 State Street, Guthrie Center, IA, 50115
  • Lends in Iowa
  • Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.

  • Midstates Bank, National Association
  • 1851 Madison, Council Bluffs, IA, 51503
  • Lends in Iowa
  • We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.

  • Glenwood State Bank IA
  • 32 North Walnut Street, Glenwood, IA, 51534
  • Lends in Iowa
  • Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.

  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • Lends in Iowa
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.

    United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships

Also lends in Iowa

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,