Construction Loan Lenders in Carroll, Iowa (2026)

Lendersa® provides a list of construction loan lenders operating in Carroll, IA. This includes not only regional banks but also national financiers and local hard money lenders who use private funds for your new construction projects or substantial rehabs.

In Carroll, IA, lenders estimate construction costs for a 2,000-square-foot home to range from $170,748 for basic builds up to $313,010 for enhanced constructions. Loan interest rates and terms of construction loans differ based on borrowers' finances, loan-to-value (LTV) ratios, after-repair values (ARV), and the type of lender chosen.

Find and compare offers from over 100 lenders

Why use our construction loan calculator?

To make sure every aspect of your construction financing is addressed, Lendersa® employs AI technology that rapidly aligns your loan needs with hundreds of construction lenders. You can explore the most favorable construction loan rates for ground-up builds, fix-n-flips, or major renovations on both residential and commercial properties in IA.

Are construction loan lenders nearby?

Minimize unnecessary inquiries to protect your credit score by getting pre-approved for a land loan without needing your social security number or other delicate financial details.

Explore eligibility for 100% LTV (Loan to Value) financing if additional property can be pledged as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 51401.



Carroll Construction Loan Lenders

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Lends in Iowa
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Lends in Iowa
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Lends in Iowa
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.

  • Home State Bank IA
  • 115 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.

  • Guthrie County State Bank
  • 413 State Street, Guthrie Center, IA, 50115
  • Lends in Iowa
  • Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.

  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • Lends in Iowa
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.

    United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships

  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • Lends in Iowa
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.

  • Community Bank IA
  • 601 Iowa Ave, Dunlap, IA, 51529
  • Lends in Iowa
  • Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.

  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • Lends in Iowa
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.