6 Construction Loan Lenders in Humboldt, Iowa in 2026

Lendersa® provides a listing of construction loan lenders in Humboldt, IA, consisting of regional banks, national lenders, and local hard money lenders. These lenders use private funds for ground-up construction or major rehabs.

In Humboldt, IA, lenders calculate the construction cost of a 2,000 square foot home, ranging from $170,363 for basic builds to $312,625 for more elaborate setups. Interest rates and loan terms depend on borrower financials, LTV, ARV, and lender type selected.

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Utilizing Lendersa®'s AI technology, your loan requests are matched with numerous construction lenders to fulfill financing needs. Discover superior construction rates for ground-up projects, fix-and-flip undertakings, or major rehabs in IA.

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Limit unnecessary inquiries to maintain your credit score. Get preapproved for a land loan without needing your social security number or other sensitive information.

You could qualify for 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan providers in the zip codes: 50548.



Humboldt Construction Loan Lenders

  • Iowa Trust & Savings Bank
  • 2101 10th Street, Emmetsburg, IA, 50536
  • Lends in Iowa
  • Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit

  • Reliance State Bank
  • 175 E. 3rd St., Garner, IA, 50438
  • Lends in Iowa
  • Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.

  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Lends in Iowa
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions

  • Boone Bank & Trust Co.
  • 716 8th St, Boone, IA, 50036
  • Lends in Iowa
  • Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.

  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • Lends in Iowa
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.

  • Security State Bank
  • 207 Isabella Street, Radcliffe, IA, 50230
  • Lends in Iowa
  • Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.

  • Home State Bank IA
  • 115 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.

  • Iowa Falls State Bank
  • 601 Washington Avenue, Iowa Falls, IA, 50126
  • Lends in Iowa
  • Iowa Falls State Bank was the first bank to reopen in Iowa Falls after the five banks in town were closed by the stresses of the Great Depression. It opened up for business on May 25,First Iowa Falls State Bank 1933, with a capital of $25,000 and a surplus of $5,000. On the first day the bank was opened, deposits of $25,000.

  • Bank Plus
  • 1202 Central Avenue, Estherville, IA, 51334
  • Lends in Iowa
  • Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.

  • NorthStar Bank
  • 2202 Central Ave, Estherville, IA, 51334
  • Lends in Iowa
  • Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.