2026 Construction Loan Lenders for Independence, Iowa

The Lendersa® program offers a directory of construction loan lenders in Independence, IA, including regional banks, national lenders, and local hard money lenders. They make use of private funds for ground-up construction or major renovations.

In Independence, IA, the estimated cost of a 2,000 square foot home ranges from $170,506 for basic builds to $312,768 for more extravagant constructions. Interest rates and loan terms vary based on borrower financial details, LTV, ARV, and the chosen lender type.

Explore loan offers from 100 different lenders

Experience the power of our magic construction loan calculator

To comprehensively meet your construction financing needs, Lendersa® uses AI technology to match your loan requests with numerous construction lenders. Discover top construction rates to fund projects like ground-up developments, fix-and-flip ventures, or major rehabs on residential and commercial properties in IA.

Are construction loan lenders near you?

Reduce unnecessary inquiries that might impact your credit score. Obtain preapproval for your land loan without needing your social security number or other sensitive details.

You may qualify for 100% Loan to Value (LTV) financing by using additional property as collateral, commonly known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in the following zip codes: 50644.



Independence Construction Loan Lenders

  • Community Bank of Oelwein
  • 150 1st St SE, Oelwein, IA, 50662
  • Lends in Iowa
  • At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.

  • Readlyn Savings Bank
  • 141 Main Street, Readlyn, IA, 50668
  • Lends in Iowa
  • We are proud to be a small town community bank. We are a bank where customers are known by name and where our banking professionals take great pride in helping you with your financial decisions. Decisions are made locally here at RSB, so you can talk directly to the decision-makers.

  • Veridian Credit Union
  • 1827 Ansborough Ave, Waterloo, IA, 50701
  • Lends in Iowa
  • Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a not-for-profit financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 900 people throughout 29 branches.Today's Veridian Credit Union is a modern.

  • Palo Savings Bank
  • 2801 Hollenbeck Rd, Palo, IA, 52324
  • Lends in Iowa
  • Palo Savings Bank, in Palo, IA, is the area's leading bank serving Cedar Rapids, Palo, Marion, Hiawatha, Shellsburg, Vinton & surrounding areas since 1908. We offer checking and savings accounts, IRAs, loans, bill pay, online banking, mobile banking, e-statements, remote deposits & much more. For more information, contact Palo Savings Bank in Palo.

  • Community Savings Bank
  • 101 E Union, Edgewood, IA, 52042
  • Lends in Iowa
  • Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.

  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • Lends in Iowa
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.

  • Hills Bank
  • 3905 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers'​ respect, one at a time.

    Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.

  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.