7 Construction Loan Lenders with AI in Iowa-City, Iowa 2026

Lendersa® lists a range of construction loan lenders in Iowa-City, IA, including regional banks, national lenders, and local hard money lenders. These lenders utilize private money to support ground-up constructions or major rehabs, catering to diverse borrower needs with tailored financial solutions.

In Iowa-City, IA, lenders estimate construction costs for a 2,000 square-foot home, ranging from $171,199 for basic builds to $313,461 for more elaborate designs. Interest rates and loan terms vary according to the borrower's financial status, Loan-to-Value (LTV) ratio, After Repaired Value (ARV), and the type of lender selected. This allows for customized lending solutions that align with unique financial strategies and project goals.

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Magic Construction Loan Calculator

Lendersa®'s AI technology promptly matches your loan requests with a wide network of construction lenders, ensuring all financing needs are met. Discover competitive construction rates to fund projects like ground-up builds, fix-and-flip, or major rehabs in both residential and commercial properties in IA.

Finding Construction Loan Lenders Nearby

Minimize unnecessary inquiries that could affect your credit score. Get preapproved for land loans without needing to submit your social security number or sensitive information. This protects your privacy and streamlines the preapproval process.

Consider 100% LTV financing through a blanket loan, using additional properties as collateral to enhance your borrowing capacity.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 52245, guiding you to the right financing options for your land development goals.



Iowa-City Construction Loan Lenders

  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Lends in Iowa
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.

  • Kari Lepic-Juhl
  • 2346 Mormon Trek Blvd, Iowa City, IA, 52246
  • Lends in Iowa
  • "Kari and Whitney are Real Estate Agents with Lepic-Kroeger, Realtors. They look forward to helping you with you with your next move! Leave your ""home"" work to Kari and Whit!

    Kari was born and raised in Iowa City and grew up surrounded by the Real Estate industry. Kari spent 7 years traveling the world before coming back"

  • GreenState Credit Union
  • 2355 Landon Rd, North Liberty, IA, 52317
  • Lends in Iowa
  • GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.

  • Peoples Trust and Savings Bank
  • 90 E. Railroad St, Riverside, IA, 52327
  • Lends in Iowa
  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.

  • Mount Vernon Bank and Trust Company
  • 206 First Street West, Mount Vernon, IA, 52314
  • Lends in Iowa
  • "Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience.

    Mount Vernon

  • Bridge Community Bank
  • 302 Hwy 1 SE, Mount Vernon, IA, 52314
  • Lends in Iowa
  • Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,

  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Lends in Iowa
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations

  • Hills Bank
  • 3905 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers'​ respect, one at a time.

    Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.

  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Lends in Iowa
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.

  • Federation Bank
  • 102 East Main Street, Washington, IA, 52353
  • Lends in Iowa
  • Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of