353 Construction Loan Lenders with AI in Monticello, Iowa 2026

Lendersa® provides a list of construction loan lenders in Monticello, IA, featuring regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehabs.

In Monticello, IA, lenders estimate construction costs for a 2,000 square foot home, from $170,099 for basics to $312,361 for more elaborate builds. Interest rates and terms vary with the borrower's financials, LTV, ARV, and the chosen lender.

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Lendersa®'s AI technology matches your loan request with many construction lenders to meet all financing needs. Find excellent construction rates for ground-up projects, fix-and-flip, or major rehabs in IA.

Construction loan lenders nearby?

Reduce unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing your social security number or sensitive info.

Qualify for 100% LTV financing by using additional property as collateral, called a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes: 52310.



  • Hybridge Holdings
  • 1828 E 8th st, Brooklyn, NY, 11223
  • Lends in Iowa
  • Introducing Hybridge Holdings, your go-to destination for private lending with unbeatable advantages. With same-day funding, our streamlined process ensures quick access to the funds you need. Experience complete transparency with our straightforward fee structure, and rest assured knowing we guarantee the lowest rates in the market. Contact us tod

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Lends in Iowa
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • Lends in Iowa
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our

  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Lends in Iowa
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo

  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Lends in Iowa
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in Iowa
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Lends in Iowa
  • Malve Capital is your premier partner for real estate investment loans. As a direct private lender, we specialize in fix-and-flip, ground-up construction, bridge, and DSCR loans for 1-4 unit residential properties. Our national reach connects experienced investors with in-house capital, offering competitive pricing and swift, trauma-free closings.

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in Iowa
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • Lends in Iowa
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.

  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in Iowa
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.

  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Lends in Iowa
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in Iowa
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre