Monticello, Iowa Construction loan lenders AI selection 2025

Lendersa® provides a list of construction loan lenders in Monticello, IA, featuring regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehabs.

In Monticello, IA, lenders estimate construction costs for a 2,000 square foot home, from $170,099 for basics to $312,361 for more elaborate builds. Interest rates and terms vary with the borrower's financials, LTV, ARV, and the chosen lender.

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Lendersa®'s AI technology matches your loan request with many construction lenders to meet all financing needs. Find excellent construction rates for ground-up projects, fix-and-flip, or major rehabs in IA.

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Reduce unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing your social security number or sensitive info.

Qualify for 100% LTV financing by using additional property as collateral, called a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes: 52310.



  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
  • Nexus Private Capital
  • 809 S Lamar Blvd, Suite D, Austin, TX, 78704
  • Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
  • Little City Investments
  • 2210 South 1st Street, Unit L, Austin, TX, 78704
  • Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
  • Scott Capital Group
  • 600 Mamaroneck Avenue, Harrison, NY, 10528
  • At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Keystone Bank, National Association
  • 11500 Bee Caves Road, Suite 150, Austin, TX, 78738
  • Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
  • Texas Lone Star Lending, LLC
  • 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738
  • Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
  • Mortgage Partners
  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • SMB Compass
  • 411 Theodore Fremd Ave, Rye, NY, 10580
  • SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible colutions
  • Pepe Berard Capital LLC
  • 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
  • Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.