Monticello, Iowa Construction loan lenders AI selection 2026

Lendersa® provides a list of construction loan lenders in Monticello, IA, featuring regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehabs.

In Monticello, IA, lenders estimate construction costs for a 2,000 square foot home, from $170,099 for basics to $312,361 for more elaborate builds. Interest rates and terms vary with the borrower's financials, LTV, ARV, and the chosen lender.

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Lendersa®'s AI technology matches your loan request with many construction lenders to meet all financing needs. Find excellent construction rates for ground-up projects, fix-and-flip, or major rehabs in IA.

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Reduce unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing your social security number or sensitive info.

Qualify for 100% LTV financing by using additional property as collateral, called a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes: 52310.



  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.

  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.

  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Northshore Mortgage Partners
  • 19500 Helenburg, Suite D, Covington, LA, 70433
  • Northshore Mortgage Partners is here to handle any of your mortgage lending needs. Our office is conveniently located to serve you in Covington, LA, and we are fully licensed to originate in both Louisiana & Mississippi. We are a true local Mortgage Lender with home loan products for every borrower.

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • 22nd State Bank
  • 51 St. Joseph St., Mobile, AL, 36602
  • 22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.

  • AFC Mortgage
  • 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609
  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.

    Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars

  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov

  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.

    The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business

  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families

  • Basile State Bank
  • 3031 Stagg Ave, Basile, LA, 70515
  • At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.