5 Construction Loan Lenders in Red-Oak, Iowa in 2026

Lendersa® provides a list of construction loan lenders in Red-Oak, IA, featuring regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major rehab projects.

Lenders calculate the construction cost for a 2,000 square foot home in Red-Oak, IA, ranging from $170,396 for basic builds to $312,658 for more elaborate designs. Interest rates and terms vary with the borrower's financial status, LTV, ARV, and the type of lender selected.

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Lendersa®'s AI technology instantly matches your loan requests with numerous construction lenders, ensuring all financing needs are met. Explore excellent construction rates for ground-up projects, fix-and-flip, or major rehabs on residential and commercial properties in IA.

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You may qualify for 100% LTV financing by agreeing to use additional properties as collateral, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within zip codes: 51566.



Red-Oak Construction Loan Lenders

  • Glenwood State Bank IA
  • 32 North Walnut Street, Glenwood, IA, 51534
  • Lends in Iowa
  • Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.

  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • Lends in Iowa
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.

  • Midstates Bank, National Association
  • 1851 Madison, Council Bluffs, IA, 51503
  • Lends in Iowa
  • We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.

  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
  • Lends in Iowa
  • First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.

  • Guthrie County State Bank
  • 413 State Street, Guthrie Center, IA, 50115
  • Lends in Iowa
  • Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.

  • Community Bank IA
  • 601 Iowa Ave, Dunlap, IA, 51529
  • Lends in Iowa
  • Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.

  • Union State Bank
  • 611 W Highway 92, Winterset, IA, 50273
  • Lends in Iowa
  • Union State Bank is a full service Iowa chartered bank established in 1934. We are a family owned independent bank serving individuals, businesses, and farmers in Madison, Dallas, Polk and surrounding counties. Union State Bank prides itself on being a community bank seeking to meet all the personal and business needs of the market area we serve.

  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Lends in Iowa
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.

Also lends in Iowa

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Jan Nicola, Realtor, Nebraska Realty
  • 17117 Burt Street, Omaha, NE, 68118
  • Nebraska Realty is a name we believe proudly reflects the professional, hard working and service-oriented values of our employees. Values that our history of success has been built upon. Values our customers associate with being “Nebraskan”. As Nebraska Realty, we now have the opportunity to expand our brokerage services throughout Nebraska,