338 Construction Loan Lenders with AI in Spirit-Lake, Iowa 2025

Lendersa® provides a detailed list of construction loan lenders in Spirit-Lake, IA, including regional banks, national lenders, and local hard money lenders who utilize private money. They offer solutions for ground-up constructions or major rehab, catering to diverse financial needs.

In Spirit-Lake, IA, lenders estimate construction costs for a 2,000 sq. ft. home, ranging from $170,847 for basic builds to $313,109 for more upscale designs. Interest rates and loan terms vary based on factors such as the borrower's financial background, Loan-to-Value (LTV) ratio, After Repaired Value (ARV), and the selected lender type, providing flexibility to align with specific strategies.

Compare offers from 100 lenders to pinpoint the best option for your project.

The Innovative Construction Loan Calculator

Lendersa®'s AI technology immediately matches your loan requests with numerous construction lenders, ensuring comprehensive financing solutions. Explore competitive construction loan rates for projects like ground-up construction, fix-and-flip, or major rehabs across residential and commercial properties in IA.

Locating Construction Loan Lenders Nearby

Preserve your credit score by avoiding unnecessary inquiries. Get preapproved for a land loan without sharing your social security number or sensitive financial information, protecting privacy and expediting the process.

Consider 100% LTV financing by using a blanket loan to offer additional properties as collateral, enhancing your borrowing capacity for larger projects.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 51360, streamlining the search for specialized financing solutions to support your land development goals efficiently.



  • CapSource
  • 555 Winderley Place, Suite 300, Maitland, FL, 32751
  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words. From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
  • Raymond James Bank
  • 710 Carillon Parkway, Saint Petersburg, FL, 33716
  • Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.
  • Bridgewell Capital
  • 2400 E Colonial Dr, Suite #200, Orlando, FL, 32803
  • BridgeWell Capital is a Direct Private Money Lender for real estate investments. We offer fast and easy approvals. BridgeWell offers private money financing for real estate investors. We can provide you with a reliable, hassle-free source of funding for your real estate investments.
  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw
  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability