308 Construction Loan Lenders with AI in Filer, Idaho 2026

Lendersa® presents a curated list of construction loan options available in Filer, ID, featuring regional banks, national lending institutions, and local hard money lenders who offer private capital for ground-up construction or major rehabilitation projects.

When calculating construction costs in Filer, ID, for a 2,000 square foot home, lenders estimate prices going from $251,877 for basic structures to $455,661 for more luxurious builds. The interest rates and terms of construction loans can vary significantly, influenced by borrowers' financial conditions, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the particular lender type chosen.

Compare loan offers from 100 diverse lenders

Explore the magic of the construction loan calculator

To fully cater to your construction financing needs, Lendersa® harnesses AI technology to instantly match your loan request with many construction lenders. This allows you to discover top construction rates for financing new constructions, fix-and-flip projects, or major renovations on both residential and commercial properties in ID.

Seeking construction loan providers close to you?

Prevent unnecessary inquiries to maintain your credit score. You can achieve preapproval for a land loan without disclosing your social security number or any sensitive financial details.

You could potentially qualify for 100% LTV (Loan to Value) financing by agreeing to offer additional property as collateral through a blanket loan agreement.

Utilize Lendersa®'s land loan calculator to find vacant land loan lenders in the zip codes 83328.



  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Idaho
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • LATAH CREDIT UNION
  • 912 South Washington Street, Moscow, ID, 83843
  • Lends in Idaho
  • Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Idaho
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • Bank CDA
  • 912 Northwest Boulevard, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.

  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.

  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Secured Investment Corp
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • Secured Investment Corp gives lenders and real estate investors the ability to connect and build powerful and profitable strategic alliances. Lenders are able to grow their net returns on their invested capital and Real Estate Investors are able to grow their investment portfolios.
    NMLS number is as follows #1760709

  • Mortgages for America
  • 298 Kingsbury Grade, Suite 2E, Stateline, NV, 89449
  • Lends in Idaho
  • Mortgages for America is dedicated in offering Programs that help America. Our Homes for Heroes program offers major discounts to most of our Heroe's in America. We do specialize in Lending to our Veterans and offer all VA loans. We also offer all traditional Conventional programs, FHA, USDA as well.

  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • Lends in Idaho
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.

  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Lends in Idaho
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.

  • Brazington Mortgage LLC
  • 3114 E. Marietta, Spokane, WA, 99207
  • Lends in Idaho
  • When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.

  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • Lends in Idaho
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:

    commercial financing
    buying, selling, or leasing residential and commercial real estate
    buying or selling a business
    underwriting support for financial institutions