2026 Construction Loans use AI Lenders complete for Filer, Idaho

Lendersa® presents a curated list of construction loan options available in Filer, ID, featuring regional banks, national lending institutions, and local hard money lenders who offer private capital for ground-up construction or major rehabilitation projects.

When calculating construction costs in Filer, ID, for a 2,000 square foot home, lenders estimate prices going from $251,877 for basic structures to $455,661 for more luxurious builds. The interest rates and terms of construction loans can vary significantly, influenced by borrowers' financial conditions, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the particular lender type chosen.

Compare loan offers from 100 diverse lenders

Explore the magic of the construction loan calculator

To fully cater to your construction financing needs, Lendersa® harnesses AI technology to instantly match your loan request with many construction lenders. This allows you to discover top construction rates for financing new constructions, fix-and-flip projects, or major renovations on both residential and commercial properties in ID.

Seeking construction loan providers close to you?

Prevent unnecessary inquiries to maintain your credit score. You can achieve preapproval for a land loan without disclosing your social security number or any sensitive financial details.

You could potentially qualify for 100% LTV (Loan to Value) financing by agreeing to offer additional property as collateral through a blanket loan agreement.

Utilize Lendersa®'s land loan calculator to find vacant land loan lenders in the zip codes 83328.



Filer Construction Loan Lenders

  • Farmers Bank - Idaho
  • 914 Main Street, Buhl, ID, 83316
  • Lends in Idaho
  • The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.

  • DL Evans Bank
  • 375 N Overland Ave, Burley, ID, 83318
  • Lends in Idaho
  • D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.

  • MORTGAGE SOLUTIONS
  • 321 N Main St., Bellevue, ID, 83313
  • Lends in Idaho
  • Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,

  • Pioneer Federal Credit Union
  • 250 W 3rd S, Mountain Home, ID, 83647
  • Lends in Idaho
  • PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.

  • Signet Mortgage
  • 3060 S Rookery Ln, Boise, ID, 83706
  • Lends in Idaho
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing

  • The Mortgage Specialists
  • 770 East Chubbuck Road, Pocatello, ID, 83202
  • Lends in Idaho
  • "The Mortgage Specialists is an industry-leading mortgage brokerage firm in Idaho with one goal in mind: to get you the best mortgage possible.

    From beginning to end, our team of highly qualified mortgage brokers will simplify the process for you. We have established connections with several noteworthy lenders in the country,

  • Idaho Central Credit Union
  • 4400 Central Way, Chubbuck, ID, 83202
  • Lends in Idaho
  • At first glance, one might think that Idaho Central Credit Union is like any other financial institution. However, many Idahoans like you know better. Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho.

  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Lends in Idaho
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.

  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Lends in Idaho
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.

  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • Lends in Idaho
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA.

    Our mission is to provide excellence in personal financial services.