7 Construction Loan Lenders in Bloomington, Illinois in 2026

Lendersa® provides a list of construction loan lenders in Bloomington, IL. This list includes regional banks, national financial institutions, and local hard money lenders who use private money to fund your new constructions or major renovations.

For a 2,000 square foot home in Bloomington, IL, construction costs can range from $212,253 for basic builds to $385,676 for more luxurious options. The interest rates and terms for construction loans will vary based on borrowers' financial conditions, as well as the LTV, ARV, and the type of lender chosen.

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To maintain your credit score, minimizing unnecessary inquiries is advised. Obtain preapproval for a land loan without providing your social security number or other sensitive financial information.

You may be eligible for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 61701.



Bloomington Construction Loan Lenders

  • First State Bank of Bloomington
  • 204 North Prospect Road, Bloomington, IL, 61704
  • Lends in Illinois
  • First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • Lends in Illinois
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • Goodfield State Bank
  • 201 S. Eureka Street, Goodfield, IL, 61742
  • Lends in Illinois
  • In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915.

    Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920

  • Peoples State Bank of Colfax
  • 101 West Main Street, Colfax, IL, 61728
  • Lends in Illinois
  • Peoples State Bank of Colfax (formerly known as the State Bank of Cooksville), was established in 1892 by the Thomas Arnold family. In December of 1907 the Arnold family offered shares for sale, and seven local farmers and businessmen felt that investing in this bank would be a good financial proposition

  • The Atlanta National Bank
  • 105 SW Church St, Atlanta, IL, 61723
  • Lends in Illinois
  • The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).

  • First National Bank and Trust Company
  • 2 Kelli Court, Clinton, IL, 61727
  • Lends in Illinois
  • First National Bank and Trust Company provides generations of customers with personalized banking experiences at every opportunity. Through lifelong learning, exceptional service and the use of technology; we offer our community secure banking options with profitable growth. Member FDIC.

  • DeWitt Savings Bank
  • 302 W Main Street, Clinton, IL, 61727
  • Lends in Illinois
  • Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.

  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • Lends in Illinois
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.

  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • Lends in Illinois
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.

  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • Lends in Illinois
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.