536 Construction Loan Lenders with AI in DeKalb, Illinois 2025

Lendersa® provides a diverse list of construction loan lenders in DeKalb, IL, featuring regional banks, national lenders, and local hard money providers who utilize private money for ground-up construction or substantial renovation projects.

For construction in DeKalb, IL, lenders estimate costs for a 2,000 square foot home ranging from $212,121 for basic structures to $385,544 for more upscale builds. The interest rates and terms of these loans vary, influenced by borrowers' financials, LTV, ARV, and the type of lender chosen.

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Lendersa® uses AI technology to satisfy all your construction financing needs by matching your loan requests with a broader network of lenders. Unlock optimal construction rates for ground-up projects, fix-and-flip, or extensive rehabs on both residential and commercial properties throughout IL.

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Reducing unnecessary inquiries helps preserve your credit score. Achieve preapproval for your land loan without needing to provide your social security number or other sensitive information.

You could be eligible for 100% LTV (Loan to Value) financing if you agree to offer additional property as security, known as a blanket loan.

Explore the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 60115.



  • Mason City National Bank
  • 104 W Pine St., Mason City, IL, 62664
  • We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
  • The Farmers Bank of Mt. Pulaski
  • 130 South Washington Street, Mount Pulaski, IL, 62548
  • The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.
  • Hickory Point Bank & Trust
  • 225 North Water Street, Decatur, IL, 62523
  • Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
  • Villa Grove State Bank
  • 10 N Main St, Villa Grove, IL, 61956
  • Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
  • INB, N.A.
  • 322 E. Capitol Avenue, Springfield, IL, 62701
  • INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.
  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.