10 Construction Loan Lenders with AI in Lake-Holiday, Illinois 2026

Lendersa® offers a collection of construction loan lenders in Lake-Holiday, IL, including regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major rehab projects.

Lenders assess construction costs in Lake-Holiday, IL for a 2,000 square-foot home, priced at $208,359 for basic builds and up to $381,782 for more sophisticated options. Interest rates and terms vary based on the borrower's financials, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the choice of lender.

Compare loan offers from 100 lenders

The revolutionary construction loan calculator

Lendersa® AI technology meets all your construction financing needs by quickly matching your loan request with numerous lenders. Discover optimal construction rates for new builds, fix-and-flip, or major renovations for residential and commercial properties in IL.

Find construction loan lenders close to you

To protect your credit score, avoid unnecessary inquiries. Get preapproved for your land loan without providing your social security number or any sensitive financial information.

You could qualify for 100% LTV financing by agreeing to pledge additional property as collateral in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in 60548.



  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Lends in Illinois
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Illinois
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Farmers State Bank - A Tradition of Trust
  • 108 East Adams, Pittsfield, IL, 62363
  • Lends in Illinois
  • Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in Illinois
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Illinois
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Dieterich Bank
  • 101 S Main St, Dieterich, IL, 62424
  • Lends in Illinois
  • We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!

  • The Peoples State Bank of Newton, Illinois
  • 104 West Washington Street, Newton, IL, 62448
  • Lends in Illinois
  • The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.

  • Central State Bank
  • 900 S. 12th St, Quincy, IL, 62301
  • Lends in Illinois
  • Central State Bank is a locally-owned community bank serving West-Central Illinois & Northeast Missouri with the latest technology, the quickest decision-making, & the simplest solutions for your personal, business, or agricultural banking needs. Central State Bank was originally chartered as Clayton State Bank in the small village of Clayton, IL.

  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • Lends in Illinois
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.

  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • Lends in Illinois
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville