27 Construction Loan Lenders with AI in McHenry, Illinois 2026

Lendersa® offers a comprehensive listing of construction loan lenders in McHenry, IL, featuring a range of options from regional banks, national lenders, to local hard money lenders who utilize private funds. These lenders cater to ground-up construction projects or significant rehabs.

For a 2,000 square foot home in McHenry, IL, lenders provide cost estimates from $211,439 for basic builds to $384,862 for more elaborate constructions. Interest rates and terms for construction loans vary with the borrower’s financial standing, LTV, ARV, and the type of lender chosen.

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The Power of the Magic Construction Loan Calculator

To meet all your construction financing needs, Lendersa® employs AI technology to swiftly align your loan request with an array of construction lenders. Discover top construction rates to fund building projects, fix-and-flip models, or major rehabs in residential and commercial properties across IL.

Finding Construction Loan Lenders Nearby?

Reduce unnecessary inquiries to protect your credit score. Secure preapproval for a land loan without sharing your social security number or any sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing by pledging additional property as security, often referred to as a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in ZIP code areas 60050.



  • Huntington Bank
  • 41 S. High Street, Columbus, OH, 43215
  • Lends in Illinois
  • Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.

  • First Southern Bank IL
  • 102 Airway Dr, Marion, IL, 62959
  • Lends in Illinois
  • First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.

  • Capital City Funding
  • 1581 N High St, Columbus, OH, 43207
  • Lends in Illinois
  • At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,

  • Eagle Bend Capital Financing
  • 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
  • Lends in Illinois
  • Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.

  • Farmers State Bank of Alto Pass
  • 55 North Elm, Alto Pass, IL, 62905
  • Lends in Illinois
  • Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.

  • Anna State Bank
  • 100 East Vienna Street, Anna, IL, 62906
  • Lends in Illinois
  • Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.

    A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years

  • City National Bank.
  • 423 Ferry Street, Metropolis, IL, 62960
  • Lends in Illinois
  • City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.

  • Grand Rivers Community Bank
  • 260 S Main St, Grand Chain, IL, 62941
  • Lends in Illinois
  • Since 1902, Grand Rivers Community Bank has served the needs of Pulaski County on a personal level. Though you are our customers, you are a lot more than that. You are fellow community members, neighbors — even family and friends. And that's exactly how we treat you. We get to know your personal goals and dreams.

  • First State Bank of Olmsted
  • 0185 N Front St, Olmsted, IL, 62970
  • Lends in Illinois
  • Since 1921, the First State Bank of Olmsted has been providing financial services and products to Pulaski County and contiguous areas. An application for permission to organize the First State Bank of Olmsted was submitted to Springfield, IL on August 6, 1921. Forty-nine area individuals raised $20,000 in capital stock.

  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • Lends in Illinois
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.