MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe. “THERE ARE MANY BANKS AS GOOD AS THIS ONE BUT NONE BETTER” was our slogan in the early 1900’s.
In November 1995, MOUNT VERNON BANK was purchased by a group of local citizens. The current directors are: Don M. Thigpen, Ronnie W. Green, Alan Thigpen, G.M. Joiner, Ronald V. Hall, Jesslyn Johnson, Dwight Stout and Justin Franklin. Directors Emeritus are Robert E. Thigpen, Jr. and Vernon Sumner.
In 1999 the office on the Westside of Vidalia was opened and in April 2009, MOUNT VERNON BANK opened its 3rd location at 2109 East First Street in Vidalia. With 3 fully staffed locations, two in Vidalia and one in Mount Vernon, we truly are a hometown bank.
We invite you to catch our “Hometown Spirit”. Let us, at MOUNT VERNON BANK, help you with your banking needs. We offer Loans, Home Mortgages, C.D.’s, Checking Accounts, Savings Accounts, Safe Deposit Boxes, ATMs and free Online Banking and Online Bill Pay. After over 117 years of service, our slogan is “YOUR TRUST IS OUR BIGGEST ASSET.”
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154