3 Construction Loan Lenders in Metropolis, Illinois in 2026

Lendersa® offers a diverse list of construction loan lenders available in Metropolis, IL, which includes regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up constructions or major renovations.

Lenders estimate construction costs in Metropolis, IL for a 2,000 square foot home, ranging from $209,019 for simple constructions to $382,442 for more elaborate projects. The interest rates and loan terms vary based on factors such as the borrower's financial conditions, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Lendersa® uses advanced AI technology to instantly match your loan application with a variety of construction lenders, ensuring that all your financing needs are met swiftly and effectively. You can now explore optimal construction rates for funding ventures such as new builds, fix-and-flip projects, or major renovations on residential and commercial properties across IL.

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Limiting unnecessary inquiries helps maintain a healthy credit score. Obtain preapproval for your land loan without the need to provide your social security number or any sensitive financial details.

By pledging additional property as collateral, you may qualify for 100% LTV (Loan to Value) financing through a blanket loan agreement.

Use the Lendersa® land loan calculator to identify vacant land loan providers within zip codes 62960.



Metropolis Construction Loan Lenders

  • City National Bank.
  • 423 Ferry Street, Metropolis, IL, 62960
  • Lends in Illinois
  • City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.

  • Grand Rivers Community Bank
  • 260 S Main St, Grand Chain, IL, 62941
  • Lends in Illinois
  • Since 1902, Grand Rivers Community Bank has served the needs of Pulaski County on a personal level. Though you are our customers, you are a lot more than that. You are fellow community members, neighbors — even family and friends. And that's exactly how we treat you. We get to know your personal goals and dreams.

  • First State Bank of Olmsted
  • 0185 N Front St, Olmsted, IL, 62970
  • Lends in Illinois
  • Since 1921, the First State Bank of Olmsted has been providing financial services and products to Pulaski County and contiguous areas. An application for permission to organize the First State Bank of Olmsted was submitted to Springfield, IL on August 6, 1921. Forty-nine area individuals raised $20,000 in capital stock.

  • Anna State Bank
  • 100 East Vienna Street, Anna, IL, 62906
  • Lends in Illinois
  • Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.

    A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years

  • First Southern Bank IL
  • 102 Airway Dr, Marion, IL, 62959
  • Lends in Illinois
  • First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.

  • Farmers State Bank of Alto Pass
  • 55 North Elm, Alto Pass, IL, 62905
  • Lends in Illinois
  • Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.

  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Lends in Illinois
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.

  • The First National Bank of Carmi
  • 201 E Main St, Carmi, IL, 62821
  • Lends in Illinois
  • First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.

  • First State Bank of Campbell Hill
  • 114 West Front Street, Campbell Hill, IL, 62916
  • Lends in Illinois
  • The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003

Also lends in Illinois

  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.