Construction Loans from Private Investors in Oswego, IL

Lendersa® provides a directory of construction loan providers in Oswego, IL, encompassing regional banks, national lenders, and local hard money lenders who utilize private funds for both ground-up construction and substantial rehab projects.

The estimated cost for constructing a 2,000 square-foot home in Oswego, IL, ranges from $211,736 for basic builds to $385,159 for more elegant constructions. Interest rates and the terms for construction loans can vary greatly based on factors, including the borrower's financial status, LTV, ARV, and the type of lender chosen.

Explore and evaluate loan offers from 100 lenders

Unlock the potential of the construction loan calculator

To make sure your construction financing requirements are completely met, Lendersa® deploys AI technology that immediately pairs your loan inquiry with hundreds of construction financiers. You can now find the most competitive construction rates available to fund ground-up constructions, fix and flips, or major rehabs on both residential and commercial properties across IL.

Are construction loan lenders located near you?

Reducing unnecessary inquiries helps preserve your credit score. Achieve preapproval for your land loan without needing to submit your social security number or any confidential financial information.

You might be eligible for 100% LTV (Loan to Value) financing if you offer additional property as collateral, structured as a blanket loan.

Use the Lendersa® land loan calculator to identify lenders for vacant land loans in ZIP code areas 60543.



Oswego Construction Loan Lenders

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Illinois
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • Lends in Illinois
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.

  • Smart Mortgage Centers, Inc.
  • 4003 Plainfield Naperville Rd., Naperville, IL, 60564
  • Lends in Illinois
  • Thank you for visiting us today. Smart Mortgage Centers was founded in 1997 by Richard Birk. Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days.

  • Homeside Financial, LLC
  • 3400 Club Drive, Naperville, IL, 60564
  • Lends in Illinois
  • Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .

  • Smart Mortgage Center - Patty Harrison
  • 16151 S Lincoln Highway, Plainfield, IL, 60586
  • Lends in Illinois
  • Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate

  • Compass Mortgage Inc
  • 27755 Diehl Rd Suite 100, Warrenville, IL, 60555
  • Lends in Illinois
  • Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.

  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Lends in Illinois
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer

  • Wheaton Bank & Trust Company, National Association
  • 100 N. Wheaton Avenue, Wheaton, IL, 60187
  • Lends in Illinois
  • Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • American Fidelity Mortgage Services, Inc
  • 1776 S Naperville Road, Bldg B, Suite101B, Wheaton, IL, 60189
  • Lends in Illinois
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.