550 Construction Loan Lenders with AI in Smithton, Illinois 2026

Lendersa® provides a comprehensive list of construction loan lenders in Smithton, IL, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for various projects, including ground-up construction and major rehabs.

The construction costs for a 2,000 square-foot home in Smithton, IL, are evaluated by lenders, ranging from $208,029 for basic builds to $381,452 for more elaborate projects. Interest rates and loan terms are adjusted based on the borrower's financial situation, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the specific lender chosen.

Examine offers from 100 different lenders

Experience the power of our construction loan calculator

With Lendersa® AI technology, all construction financing needs are addressed by quickly matching your loan application with numerous construction lenders. Uncover optimal construction rates for new builds, fix-and-flip initiatives, or major rehabs on both residential and commercial properties throughout IL.

Searching for construction loan lenders near you?

To maintain a strong credit score, avoid unnecessary inquiries. Preapproval for your land loan is available without the need to provide your social security number or other sensitive financial details.

Learn about the possibility of 100% LTV financing by pledging additional property under a blanket loan agreement.

Use the Lendersa® land loan calculator to explore vacant land loan providers within zip codes 62220, 62243, 62285.



  • The Old Exchange National Bank of Okawville
  • 110 E. Walnut St, Okawville, IL, 62271
  • Lends in Illinois
  • The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.

  • 1ST MIDAMERICA CREDIT UNION
  • 1702 Troy Road, Edwardsville, IL, 62025
  • Lends in Illinois
  • 1st MidAmerica Credit Union has been helping families achieve their financial goals. 1st MidAmerica is a not-for-profit financial cooperative dedicated to the financial success of its members. 1st MidAmerica is a full service financial institution offering mortgages, auto loans, checking accounts, money markets, certificates and more

  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Illinois
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t

  • Nashville Savings Bank
  • 209 East Lebanon Street, Nashville, IL, 62263
  • Lends in Illinois
  • Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.

  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Lends in Illinois
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations

  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • Lends in Illinois
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)

  • Chester National Bank
  • 1112 State St., Chester, IL, 62233
  • Lends in Illinois
  • Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Lends in Illinois
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,

  • Murphy-Wall State Bank & Trust Company
  • 105 E Water Street, Pinckneyville, IL, 62274
  • Lends in Illinois
  • Murphy-Wall State Bank is here to provide quality bank services to our service area, & to provide a fair return to our shareholders. We will be responsible citizens & will participate in community activities, both by making contributions to worthwhile causes and by contributing our time as individuals. Our customers are our most important assets.

  • First State Bank of Campbell Hill
  • 114 West Front Street, Campbell Hill, IL, 62916
  • Lends in Illinois
  • The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003