7 Construction Loan Lenders in Sparta, Illinois in 2026

Lendersa® provides a comprehensive list of construction loan lenders in Sparta, IL, encompassing regional banks, national lenders, and local hard money lenders who rely on private capital for ground-up constructions or major rehabs.

Construction costs for a 2,000 square-foot home in Sparta, IL, are calculated by lenders ranging from $208,293 for basic builds to $381,716 for more sophisticated constructions. Interest rates and loan terms depend on the borrower's financial details, including the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the lender type selected.

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Lendersa® uses AI technology to match your loan requests instantly with various construction lenders, ensuring all your financing needs are addressed. Access top construction rates for new builds, fix-and-flip projects, or significant rehabs in residential and commercial settings across IL.

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Consider eligibility for 100% LTV financing by pledging additional property as collateral in a blanket loan agreement.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 62286.



Sparta Construction Loan Lenders

  • Chester National Bank
  • 1112 State St., Chester, IL, 62233
  • Lends in Illinois
  • Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.

  • First State Bank of Campbell Hill
  • 114 West Front Street, Campbell Hill, IL, 62916
  • Lends in Illinois
  • The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003

  • North County Savings Bank
  • 411 W Market St, Red Bud, IL, 62278
  • Lends in Illinois
  • North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.

  • Murphy-Wall State Bank & Trust Company
  • 105 E Water Street, Pinckneyville, IL, 62274
  • Lends in Illinois
  • Murphy-Wall State Bank is here to provide quality bank services to our service area, & to provide a fair return to our shareholders. We will be responsible citizens & will participate in community activities, both by making contributions to worthwhile causes and by contributing our time as individuals. Our customers are our most important assets.

  • Nashville Savings Bank
  • 209 East Lebanon Street, Nashville, IL, 62263
  • Lends in Illinois
  • Our mission is to serve our community and our customers to the best of our abilities. To achieve this goal, we will provide our customers with loans and savings opportunities at competitive rates, while always maintaining the highest level of personalized service and attention to our customer's financial needs.

  • Citizens Community Bank
  • 9 E Main St, Mascoutah, IL, 62258
  • Lends in Illinois
  • Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us

  • The Old Exchange National Bank of Okawville
  • 110 E. Walnut St, Okawville, IL, 62271
  • Lends in Illinois
  • The Old Exchange National Bank is an independent community Bank where the decisions about our policies and customers’ needs are made by people living and working in the local community. Our mission is to provide a high level of service to our customers and to be active in our community both as an institution and as individuals.

  • First National Bank of Waterloo
  • 228 South Main Street, Waterloo, IL, 62298
  • Lends in Illinois
  • We are a strong, local community bank, which means you can count on us! We’ve been here since 1912 as a trusted, financial partner and will be here to help you meet all of your financial goals. We focus on the financial needs of local families and small businesses by providing exceptional service, great products and sound advice.

  • Bank of Belleville
  • 215 South Illinois St, Belleville, IL, 62220
  • Lends in Illinois
  • We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.

  • Miner Capital Funding LLC
  • 3419 Caton Run Crossing, Belleville, IL, 62221
  • Lends in Illinois
  • Miner Capital Funding has stepped its foot on the financial industry in 2006, This company is designed to simplify the financing experience for you. With the CEO’s extensive 11 years of experience in the commercial real estate business and our streamlined process and competitive rates, we make buying or refinancing a commercial property easy.