550 Construction Loan Lenders with AI in Troy, Illinois 2026

Lendersa® offers a directory of construction loan lenders in Troy, IL, featuring regional banks, national lenders, and local hard money lenders who use private financing for your new construction or major renovations.

In Troy, IL, lenders estimate the construction cost for a 2,000 sq. ft. home, with prices ranging from $209,932 for basic construction to $383,355 for more elaborate projects. The terms and interest rates on construction loans depend on the borrower's financial profile, LTV, ARV, and the chosen lender type.

Compare loan offerings from 100 lenders

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With Lendersa®'s advanced AI system, your loan request is matched instantly with multiple construction lenders, meeting all your financing needs. Discover competitive construction rates for building projects on residential or commercial properties in IL.

Looking for Local Construction Loan Lenders?

Avoid unnecessary inquiries to protect your credit score. Secure preapproval for a land loan without the need to disclose your social security number or sensitive financial information.

You might be eligible for 100% LTV financing by pledging additional property as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to connect with vacant land lenders across zip codes 62294.



  • American Metro Bank Chicago
  • 4878 North Broadway Avenue, Chicago, IL, 60640
  • Lends in Illinois
  • American Metro Bank is an Illinois-chartered bank with its main office located in Chicago, Illinois. The Bank commenced operations in 1997 and engages in general banking business through its main office (Uptown) and one branch (Chinatown) in the Chicago, Illinois, metropolitan area.

  • Mortgage Square Inc
  • 8047 North Milwaukee Avenue, Niles, IL, 60714
  • Lends in Illinois
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Brickyard Bank
  • 6676 North Lincoln Avenue, Lincolnwood, IL, 60712
  • Lends in Illinois
  • Brickyard Bank was chartered in 1979 as a state chartered bank located in the Brickyard Mall at Diversey & Narragansett on the northwest side of Chicago, Illinois. The bank served the newly created mall & the surrounding area. Brickyard Bank has proudly served the Lincolnwood & surrounding community with full service banking now for over 35 years.

  • Lamb Financial
  • 6825 North Lincoln Avenue, Lincolnwood, IL, 60712
  • Lends in Illinois
  • We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.

  • Citizens State Bank of Lena
  • 102 W. Main Street, Lena, IL, 61048
  • Lends in Illinois
  • At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.

  • Northwest Community Credit Union
  • 8930 Waukegan Road, Suite 100, Morton Grove, IL, 60053
  • Lends in Illinois
  • Northwest Community Credit Union was first organized in 1939 by the members of a church on the northwest side of Chicago. It has since grown into a reliable, trustworthy cooperative with a full breadth of financial services. Our members come from seven towns, thirty parishes and numerous employee groups to work with a partner they trust.

  • Village Bank & Trust, National Association
  • 234 W Northwest Hwy, Arlington Heights, IL, 60004
  • Lends in Illinois
  • Village Bank & Trust offers banking solutions tailored to our customers, their needs, & our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events. We believe a bank should be a true asset the area it serves.

  • Innovative Mortgage Inc
  • 2001 E Fremont Ct, Arlington Heights, IL, 60004
  • Lends in Illinois
  • Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs.

    Provide us with a few simple details and we’ll match you with a personal home financing specialist to help you on your home journey.