88 Construction Loan Lenders with AI in Wilmette, Illinois 2026

Lendersa® offers a comprehensive list of construction loan lenders in Wilmette, IL. This includes regional banks, national lenders, and local hard money lenders who use private funds for projects like ground-up construction or major rehabs.

For a 2,000 square foot home in Wilmette, IL, construction costs are calculated from $211,450 for basic construction to $384,873 for more upscale projects. Interest rates and terms can vary based on the borrower's finances, LTV, ARV, and the type of lender selected.

Explore loan offers from 100 lenders

Unlock the Magic of the Construction Loan Calculator

To meet all your construction financing needs, Lendersa® AI technology quickly matches your loan request with hundreds of construction lenders. Discover the most competitive construction rates for funding new builds, fix-and-flip projects, or major rehabs of both residential and commercial properties in IL.

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Minimize unnecessary inquiries to protect your credit score. Get preapproved for your land loan without needing your social security number or other sensitive financial information.

By pledging additional property as security—a method known as a blanket loan—you may qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in ZIP codes 60091, helping you quickly access suitable financial solutions.



  • Farmers State Bank - A Tradition of Trust
  • 108 East Adams, Pittsfield, IL, 62363
  • Lends in Illinois
  • Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.

  • Flora Bank and Trust
  • 1478 N. Worthey St, Flora, IL, 62839
  • Lends in Illinois
  • In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.

  • Central State Bank
  • 900 S. 12th St, Quincy, IL, 62301
  • Lends in Illinois
  • Central State Bank is a locally-owned community bank serving West-Central Illinois & Northeast Missouri with the latest technology, the quickest decision-making, & the simplest solutions for your personal, business, or agricultural banking needs. Central State Bank was originally chartered as Clayton State Bank in the small village of Clayton, IL.

  • Iuka State Bank
  • 205 West Main Street, Salem, IL, 62881
  • Lends in Illinois
  • Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.

  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • Lends in Illinois
  • Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c

  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • Lends in Illinois
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville

  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Lends in Illinois
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations

  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • Lends in Illinois
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)

  • 1ST MIDAMERICA CREDIT UNION
  • 1702 Troy Road, Edwardsville, IL, 62025
  • Lends in Illinois
  • 1st MidAmerica Credit Union has been helping families achieve their financial goals. 1st MidAmerica is a not-for-profit financial cooperative dedicated to the financial success of its members. 1st MidAmerica is a full service financial institution offering mortgages, auto loans, checking accounts, money markets, certificates and more