Wilmington, Illinois Construction loan lenders AI selection 2025

The Lendersa® offers a comprehensive list of construction loan lenders in Wilmington, IL, featuring a variety that includes regional banks, national lending giants, and local hard money lenders who provide private funds for your ground-up constructions or major renovation undertakings. This extensive network is tailored to meet different project requirements, ensuring that both new constructions and significant rehabs have the financial backing needed.

In Wilmington, IL, the construction cost for a 2,000 square foot home is calculated by lenders to range from $208,854 for basic construction to $382,277 for more upscale and intricate designs. Interest rates and construction loan terms vary significantly based on factors like the borrower's financial situation, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the lender type chosen. These flexible terms allow for a financing plan that fits your finances and project aspirations.

Compare loan offers from 100 different lenders

Introducing the magic construction loan calculator

To fulfill all of your construction financing needs, Lendersa® utilizes advanced AI technology to expertly match your loan inquiry with a selection of construction lenders. This ensures comprehensive financial solutions that meet your project requirements from start to finish. You can now find top-tier construction rates that support ground-up projects, fix-and-flip ventures, or extensive renovations on both residential and commercial properties in IL. This approach guarantees competitive rates, tailored to enhance the success of your construction goals.

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Avoiding unnecessary inquiries will help maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial data, thus preserving your credit score and expediting loan processing.

If you're inclined to offer additional property as insurance, you may qualify for 100% LTV (Loan to Value) financing through a blanket loan agreement. This strategy can increase your funding options by leveraging existing assets.

Take advantage of the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 60481. This tool is specifically designed to connect you with the best financing options for your location and project needs, ensuring progress from planning to completion.



  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
  • Community First Bank MO
  • 915 W. Ft. Scott Street, Butler, MO, 64730
  • Community First Bank offers the deposit and loan services of a national brand with the convenience and customer service of a local community bank. The team members at CFB provide the tools necessary for our neighbors in the West-Central Missouri area to take charge of all aspects of their finance and lending needs.
  • Northern State Bank
  • 321 Main St W, Ashland, WI, 54806
  • Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
  • Chippewa Valley Bank
  • 1508 Lake Shore Drive W, Ashland, WI, 54806
  • Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.
  • Security Bank & Trust Co.
  • 2202 11th Street East, Glencoe, MN, 55336
  • Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
  • Bank of Crockett
  • 111 East Main St., Bells, TN, 38006
  • Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.
  • Citizens Bank of Rogersville
  • 1001 West Center Street, Rogersville, MO, 65742
  • Citizens Bank of Rogersville offers a comprehensive approach to community bank services centered on your needs and aspirations. Our professionals are here to assist you with your financial requirements for both your personal and business needs. This allows us to help you develop solutions that work for you alone.