536 Construction Loan Lenders with AI in Winfield, Illinois 2025

Lendersa® offers a detailed directory of construction loan lenders in Winfield, IL, including regional banks, national lenders, and local hard money lenders. These lenders use private money to support your projects, whether they are brand-new constructions or significant rehabs.

In Winfield, IL, lenders calculate construction costs for a 2,000 sq. ft. home, with estimates ranging from $209,811 for basic builds to $383,234 for more elaborate designs. Interest rates and loan terms can vary significantly based on factors like the borrower's financial profile, LTV, ARV, and the specific lender chosen.

Review and compare loan offers from a choice of 100 lenders

Discover the Magic Construction Loan Calculator

Lendersa®'s AI technology is designed to seamlessly match your loan request with numerous construction lenders, ensuring all your financing needs are addressed. You can now find top construction rates for funding ground-up projects, fix-and-flip ventures, or major rehabs for properties of varying purposes across IL.

Looking for Nearby Construction Loan Lenders?

To preserve your credit score, minimize unnecessary credit inquiries. Preapproved land loans are available without the need to reveal your social security number or any sensitive financial information.

You might be eligible for 100% LTV financing by using a blanket loan, which involves pledging other properties as additional security.

Use the Lendersa® land loan calculator to identify lenders providing vacant land loans within the zip codes listed in 60190.



  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.
  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.
  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075
  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.
  • First State Bank of Beecher City
  • 101 South Charles Street, Beecher City, IL, 62414
  • First State Bank of Beecher City has been providing personal service to its friends and neighbors. Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.
  • Teutopolis State Bank
  • 106 East Main St., Teutopolis, IL, 62467
  • Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
  • Washington Savings Bank
  • 200 South Banker Street, Effingham, IL, 62401
  • In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes. The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe
  • Crossroads Bank
  • 2000 S Banker Street, Effingham, IL, 62401
  • Crossroads Bank was founded in the midst of that growth. Chartered in 1973 and opened in 1974 on South Banker Street in front of the new shopping mall, the bank grew quickly. As Crossroads Bank grew, a second facility was built in 1987 on Keller Drive, making banking convenient for all of the bank’s customers.