384 Construction Loan Lenders with AI in Decatur, Indiana 2026

Lendersa®'s list of construction loan lenders in Decatur, IN comprises regional banks, national lenders, and local hard money lenders, all using private funds for ground-up construction or significant rehabs.

To build a 2,000-square-foot home in Decatur, IN, costs range from $174,560 for simple projects to $320,011 for more elaborate builds. Interest rates and terms vary with the borrower's financial situation, LTV, ARV, and the selected lender type.

Compare offers from 100 lenders

Your Magic Construction Loan Calculator

Utilizing Lendersa®'s innovative AI, your construction financing requests are rapidly matched with numerous lenders, ensuring your needs are met. Discover competitive construction rates for new builds, flips, or major rehabs on residential and commercial properties in IN.

Are There Construction Loan Lenders Nearby?

To help protect your credit score, minimize unnecessary inquiries. Gain preapproval for a land loan without providing your social security number or other sensitive info.

You could qualify for 100% LTV financing if you agree to use additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 46733.



  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Lends in Indiana
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.

  • Aspen Mortgage
  • 2420 N Coliseum Blvd, Fort Wayne, IN, 46805
  • Lends in Indiana
  • At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.

  • ProFed Credit Union
  • 1710 St Joe River Dr, Fort Wayne, IN, 46805
  • Lends in Indiana
  • ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in Indiana
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Partners 1st Credit Union
  • 1330 Directors Row, Fort Wayne, IN, 46808
  • Lends in Indiana
  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,

  • Fort Financial Mortgage
  • 3102 Spring St, Fort Wayne, IN, 46808
  • Lends in Indiana
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs

  • Fort Financial Credit Union
  • 3102 Spring St., Fort Wayne, IN, 46808
  • Lends in Indiana
  • Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.

  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • Lends in Indiana
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois

  • Hallmark Home Mortgage
  • 7421 Coldwater Road, Fort Wayne, IN, 46825
  • Lends in Indiana
  • Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.

  • Community Link Federal Credit Union
  • 325 Etna Avenue, Huntington, IN, 46750
  • Lends in Indiana
  • CLFCU has served Huntington and surrounding areas since 1932. We take pride in providing exceptional service to our members. CLFCU is federally insured by NCUA and is an Equal Housing Lender. Our Mission: Community Link Federal Credit Union is committed to being the first-choice financial institution in the community.

  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Lends in Indiana
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.

  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Lends in Indiana
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products