2026 Construction Loan Lenders for Franklin, Indiana

Lendersa® presents a list of construction loan lenders in Franklin, IN, featuring regional banks, national financiers, and local hard money lenders who utilize private funds. This list supports your needs for new constructions or substantial rehabs.

In Franklin, IN, lenders calculate the construction cost for a 2,000 Sf home from $175,000 for basic designs to $320,451 for more stylish finishes. Interest rates and terms for construction loans vary, influenced by borrower finances, LTV, ARV, and the lender type selected.

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To address all construction financing needs, Lendersa®'s AI technology matches your loan requests with hundreds of lenders quickly. Discover great construction rates suitable for funding new builds, fix-and-flip projects, or significant renovations on properties in IN.

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Avoiding unnecessary credit inquiries can help you maintain your credit score. Obtain preapproval for land loans without revealing your social security number or private financial information.

You might qualify for 100% LTV financing if you commit to pledging additional property as security, commonly referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 46131.



Franklin Construction Loan Lenders

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Lends in Indiana
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.

  • The National Bank of Indianapolis
  • 107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204
  • Lends in Indiana
  • The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.

  • KEMBA Credit Union
  • 444 South Shortridge Rd, Indianapolis, IN, 46219
  • Lends in Indiana
  • On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.

  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • Lends in Indiana
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.

    We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Gallery Mortgage
  • 121 E. 6th street, Bloomington, IN, 47408
  • Lends in Indiana
  • Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.

  • Greenfield Banking Company IN
  • 1920 North State Street, Greenfield, IN, 46140
  • Lends in Indiana
  • Greenfield Banking Company is a community bank opened in 1871 in Greenfield, Indiana. For 150 years Greenfield Banking Company has delivered high-quality financial solutions and personalized, friendly service. This service is fostered by a company culture of community involvement, support and volunteerism.